Frederick, Colorado.
Typical home $531,999 (-2.7% in a year), asking rent $2,586 . Greeley, CO metro.
to buy the typical home at today's mortgage rate — +$1,263 (+83%) since Jan 2020.
- 1 year
- Down $14,875 -3%
- $546,874$531,999 since Sep 2025
- 5 years
- Up $18,796 +4%
- $513,203$531,999 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Frederick$2,792
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 96 years.
Typical home values in Frederick, CO fell 2.7% over the past year — slower than the nation's +1.2%.
Living in Frederick, Weld County, Colorado
Frederick is a town of 14,513 people in Weld County. Half its households earn more than $129,460 a year and half less, against $97,097 across Weld County; 3% of its people live below the poverty line. 95% of its homes are lived in by their owners and 5% are rented. Unemployment in Weld County was 5.0% in August 2026, and the county had 3.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Frederick is a small town in Weld County where nearly everyone owns the home they live in, far more than is typical across the country. Household incomes run well above the county's, and very few people live below the poverty line. Residents are younger than in many American towns, and a good share of adults hold a four-year degree.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, professional and business services, and shops also employing many. Among the largest workplaces in Frederick are Otter Products' distribution center, E-Z Excavating and Golden Triangle Construction. The typical commute is long, and a fair number of people work from home. Weld County has been adding jobs, though unemployment there is higher than a year ago.
Things to do. Boulder Creek and Left Hand Creek are both rivers a short drive away, and Colorado National Speedway, a race track, is close by as well. For a day out, the Denver Art Museum and the Denver Zoo are a longer drive away, as are the big stadiums in Denver. Winters are cold, with the coldest weather in January, while summers turn hot, and the year is fairly dry.
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- 5,777households
- 38%of adults have a degree
- 3%below the poverty line
- 32 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Weld County had 123,486 jobs in 2025, 3.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 14°; warmest in July, with highs near 91° and lows near 55°. About 15 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Longmont Ese weather station, 7 miles away (NOAA).
Largest workplaces in Frederick
- Otter Products - Frederick Distribution CenterUtility containers, plastics, manufacturing258
- E-Z ExcavatingUtility line, construction135
- Golden Triangle ConstructionAddition, alteration and renovation general contractors, commercial and institutional building85
- Denver Metal Sales ManufacturingPanels, prefabricated metal building, manufacturing82
- Malm Electrical ContractorsElectrical, electrical wiring, and low voltage electrical work80
- Maysteel ColoradoCoal chutes, sheet metal, manufacturing76
- Bunzl Distribution Inc. (DBA TSN West)Industrial and personal service paper merchant wholesalers75
- Ideal FencingGuardrail construction72
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 1,301 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively moderate
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Frederick’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Weld County and the Greeley, CO metro.
Frederick home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Frederick$531,999
- Colorado$529,013
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Frederick listings, and the typical home goes pending in 34 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Frederick38.79%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Frederick34
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Frederick95
New listings per month
Sellers arriving at the market.
- Frederick30
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Frederick$545,994
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Frederick99.60%
Zip codes with a Frederick address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Frederick — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Frederick
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 80530 | Frederick | 6,242 | — | $493,590 |
| 80520 | Firestone | 1,140 | — | $462,600 |