Fremont, California.
Typical home $1,439,805 (-1.5% in a year), asking rent $3,388 (+6.0%). San Francisco-Oakland-Berkeley, CA metro.
to buy the typical home at today's mortgage rate — +$3,808 (+102%) since Jan 2020.
- 1 year
- Down $21,632 -1%
- $1,461,437$1,439,805 since Sep 2025
- 5 years
- Up $180,155 +14%
- $1,259,650$1,439,805 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Fremont$7,557
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Fremont, CA fell 1.5% over the past year — slower than the nation's +1.2%.
Asking rents in Fremont, CA rose 6.0% over the past year — faster than the nation's +2.7%.
Owning the typical home in Fremont runs $6,643/mo more than renting one. The gap peaked at $7,714 in Jan 2025.
That is $10,031 a month against $3,388 rent: a $7,557 mortgage payment, plus $933 property tax and $1,541 insurance & upkeep.
Owning vs renting — Fremont
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$10,031
- Renting$3,388
- Mortgage only$7,557
Property tax · $933/mo 0.78% of value a year — the ACS 2020-2024 median bill over the median home value for Alameda County, CA
Insurance & upkeep · $1,541/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Fremont, Alameda County, California
Fremont is a city of 230,504 people in Alameda County. Half its households earn more than $181,506 a year and half less, against $129,367 across Alameda County; 5% of its people live below the poverty line. 61% of its homes are lived in by their owners and 39% are rented. Unemployment in Fremont was 4.5% in August 2026, and Alameda County had 0.9% fewer jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fremont is a large city on the southeast side of San Francisco Bay, and its household incomes run well above the county's. Most homes are lived in by their owners, a clear majority, and typical home values and rents are high. A large majority of adults hold a four-year degree, and poverty is low. Winters are mild, with the coldest days in January still cool rather than freezing, September is the warmest month, and snow is little or none, with fairly modest rainfall across the year.
Work. Residents work mostly in professional and business services, in schools, hospitals and social care, in manufacturing, and in shops. Among the largest workplaces in Fremont are Lam Research's Fremont campus, which makes semiconductor equipment, the Fremont Unified school district, and the Washington Hospital District. A good share of people work from home, and the typical commute is a fairly long one. Across Alameda County, the number of jobs slipped slightly last year, and unemployment in Fremont is a little lower than a year ago.
Things to do. Mission San José, a museum in or beside town, is the closest historic stop. A short drive away are the Computer History Museum, Levi's Stadium for big games and events, and the Palo Alto Baylands Nature Preserve, a protected area for a walk by the bay. For a longer outing, the USS Hornet museum is a longer drive away.
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- 78,054households
- 64%of adults have a degree
- 5%below the poverty line
- 30 mintypical commute
- 32%work from home
What residents work in
Employed residents by industry, from the Census survey. Alameda County had 783,094 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 58° and lows near 43°; warmest in September, with highs near 77° and lows near 58°. About 14 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Newark weather station, 5 miles away (NOAA).
Largest workplaces in Fremont
- Lam Research Corp. Fremont CampusSemiconductor making machinery manufacturing3,332
- Fremont UnifiedSchool district2,674FTE
- Washington Hospital DistrictGeneral hospital1,634FTE
- Building 15Computer servers manufacturing1,058
- Quanta Manufacturing Fremont Building 2Computer servers manufacturing1,058
- Quanta Manufacturing Fremont Building 3Computer servers manufacturing1,058
- Quanta Manufacturing Fremont Building 5Computer servers manufacturing1,058
- Quanta Manufacturing Fremont Building 8/9Computer servers manufacturing1,058
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 178 workplaces with 20 or more staff, 33,448 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingRelatively high
- EarthquakesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fremont’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Alameda County and the San Francisco-Oakland-Berkeley, CA metro.
Fremont home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Fremont$1,439,805
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Fremont listings, and the typical home goes pending in 20 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Fremont23.66%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Fremont20
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fremont372
New listings per month
Sellers arriving at the market.
- Fremont134
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Fremont$1,382,596
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Fremont101.16%
Zip codes with a Fremont address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fremont — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Fremont
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 94536 | Fremont | 70,619 | $3,353 | $1,375,210 |
| 94538 | Fremont | 67,781 | $3,296 | $1,254,332 |
| 94539 | Fremont | 52,396 | $4,088 | $2,155,195 |
| 94555 | Fremont | 37,501 | $3,542 | $1,425,523 |