Frost, Texas.
Typical home $233,376 (+4.3% in a year). Corsicana, TX metro.
to buy the typical home at today's mortgage rate — +$665 (+119%) since Jan 2020.
- 1 year
- Up $9,675 +4%
- $223,701$233,376 since Sep 2025
- 5 years
- Up $38,163 +20%
- $195,213$233,376 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Frost$1,225
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Frost, TX rose 4.3% over the past year — faster than the nation's +1.2%.
Living in Frost, Navarro County, Texas
Frost is a city of 620 people in Navarro County. 89% of its homes are lived in by their owners and 11% are rented. Unemployment in Navarro County was 5.4% in August 2026, and the county had 2.1% more jobs in 2025 than the year before. The most people in Navarro County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Frost is a very small city in Navarro County, Texas, where nearly everyone lives in a home they own. Poverty is less common here than in many places, and a typical home is worth somewhat less than the national average. Winters are mild and mostly free of snow, summers are hot, and a fair amount of rain falls through the year.
Work. People in Frost work mainly in schools, hospitals and social care, with others in manufacturing, shops and the building trades. Very few work from home, and the usual trip to work is a fairly short drive. Across Navarro County, some of the largest workplaces are Corsicana ISD, Navarro College and Navarro Regional Hospital, and the county has added jobs over the past year.
Things to do. The best known spot nearby is Navarro Mills Lake, a reservoir a short drive away that suits time on the water. Lake Waxahachie, another reservoir, is a longer drive. So is Texas Motorplex, a race track for those who like motorsport.
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- 7%below the poverty line
- 26 mintypical commute
- 2%work from home
What people in Navarro County work in
Employed residents by industry, from the Census survey. Navarro County had 16,809 jobs in 2025, 2.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 57° and lows near 35°; warmest in August, with highs near 96° and lows near 73°. About 41 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Navarro Mills Dam weather station, 11 miles away (NOAA).
Largest workplaces in Navarro County
- Corsicana ISDSchool district849FTE
- Watkins ConstructionPipeline construction on oil and gas field gathering lines to point of distribution on a contract basis832
- Navarro CollegeUniversity or college751
- Russell Stover Chocolates LLC CorsicanaCandy manufacturing417
- Navarro Regional HospitalGeneral hospital325FTE
- WalmartWarehouse clubs and supercenters302
- Kohl's253
- H-E-BRetail234
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 45 workplaces with 20 or more staff, 4,764 people in all across the county; Frost has one of its own. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Strong windVery high
- LightningVery high
- Cold wavesRelatively high
- HailRelatively high
- Ice stormsRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Frost’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Navarro County and the Corsicana, TX metro.
Frost home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Frost$233,376
- Texas$296,424
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Frost address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Frost — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.