States · Maryland · Howard County

Fulton, Maryland.

Typical home $971,629 (+2.0% in a year). Baltimore-Columbia-Towson, MD metro.

What it costs per month · Fulton $5,100/mo

to buy the typical home at today's mortgage rate — +$2,544 (+100%) since Jan 2020.

What the home itself did
1 year
Up $18,729 +2%
$952,900$971,629 since Sep 2025
5 years
Up $165,375 +21%
$806,254$971,629 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 Fulton $5,100 Maryland $2,230 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • Fulton$5,100
  • Maryland$2,230
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in Fulton, MD rose 2.0% over the past year — faster than the nation's +1.2%.

Living in Fulton, Howard County, Maryland

Fulton, in Howard County, had 5,916 people in the 2020 census. Half its households earn more than $222,039 a year and half less, against $149,763 across Howard County; 1% of its people live below the poverty line. 80% of its homes are lived in by their owners and 20% are rented. Unemployment in Howard County was 3.4% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.

People 5,916 in the 2020 census; median age 39.4
Household income $222,039 the median, give or take $31,354 · Howard County: $149,763
Unemployment 3.4% Howard County, August 2026; 4.0% a year before
Homes 80% lived in by their owners; 20% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Fulton is a community in Howard County where most homes are lived in by their owners, and incomes run well above the county's own. Very few households live below the poverty line, and nearly all adults hold a four-year degree. The typical home is valued at a high level, and the winters are cold while the summers turn hot.

Work. Residents work mostly in professional and business services, in schools, hospitals and social care, in banking, insurance and property, and in government. Among the larger workplaces in Fulton are Buch Construction, Arbor Terrace Fulton, an assisted-living community, and the Food and Drug Administration. Commutes are fairly long, and many people work from home.

Things to do. Washington is a longer drive away, and its best-known sights are the National Mall, a park lined with memorials, and the Smithsonian Institution, a group of museums. The Washington Monument and the Lincoln Memorial, both protected areas on the Mall, are also a longer drive away. Together they make for a full day out.

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  • 1,939households
  • 85%of adults have a degree
  • 1%below the poverty line
  • 26 mintypical commute
  • 39%work from home

What residents work in

  • Professional and business services32%
  • Schools, hospitals and social care22%
  • Banks, insurance and property11%
  • Government10%
  • Manufacturing8%
  • Shops (retail)5%

Employed residents by industry, from the Census survey. Howard County had 173,088 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 43° and 26°; warmest in July, 89° and 69° 20° 40° 60° 80° J 43° 26° F M A M J J 89° 69° A S O N D
Average daily high and low for each month: coldest in January, 43° and 26°; warmest in July, 89° and 69° 20° 40° 60° 80° J 43° 26° F M A M J J 89° 69° A S O N D

Coldest in January, with highs near 43° and lows near 26°; warmest in July, with highs near 89° and lows near 69°. About 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Laurel West weather station, 5 miles away (NOAA).

Largest workplaces in Fulton

  1. American Pest ManagementExterminating services428
  2. Buch ConstructionCommercial building construction general contractors242
  3. Arbor Terrace FultonAssisted-living facilities with on-site nursing facilities120
  4. American Home ContractorsRoof painting, spraying, or coating57
  5. Food and Drug AdministrationFederal government · Department of Health and Human Services22

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 847 people in all. Federal offices come from OPM's federal workforce data (2026). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Strong windRelatively moderate
  3. LightningRelatively moderate
  4. Heat wavesRelatively moderate
  5. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fulton’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Howard County and the Baltimore-Columbia-Towson, MD metro.

Fulton home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 Fulton $971,629 Maryland $424,890 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • Fulton$971,629
  • Maryland$424,890
  • United States$366,157
Property tax, 2026 roll $11,560/yr median bill inside Fulton, effective 1.18% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 15 20 2022 2023 2024 2025 2026 Fulton 12
10 15 20 2022 2024 2026
  • Fulton12

New listings per month

Sellers arriving at the market.

5 6 7 8 9 2026 Fulton 6
5 6 7 8 9 2026
  • Fulton6

Zip codes with a Fulton address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fulton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Fulton