Fulton, Missouri.
Typical home $249,581 (+6.7% in a year), asking rent $866 . Jefferson City, MO metro.
to buy the typical home at today's mortgage rate — +$679 (+108%) since Jan 2020.
- 1 year
- Up $15,677 +7%
- $233,903$249,581 since Sep 2025
- 5 years
- Up $48,932 +24%
- $200,649$249,581 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Fulton$1,310
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Fulton, MO rose 6.7% over the past year — faster than the nation's +1.2%.
Living in Fulton, Callaway County, Missouri
Fulton is a city of 12,600 people in Callaway County. Half its households earn more than $51,429 a year and half less, against $74,176 across Callaway County; 14% of its people live below the poverty line. 48% of its homes are lived in by their owners and 52% are rented. Unemployment in Callaway County was 3.3% in August 2026, and the county had 1.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fulton is the seat of Callaway County, a small city with a younger population than many towns its size, partly because of its college. Incomes run well below the county's as a whole, and fewer homes are lived in by their owners than across much of the country, so renting is common. Most people have a short drive to work, and winters are cold and snowy while summers are warm and fairly wet.
Work. Many residents work in schools, hospitals and social care, with shops, manufacturing, and transport and warehousing also employing a good share. Among the largest workplaces in Fulton are Fulton 58 Schools, Walmart and Westminster College. Across Callaway County, jobs slipped a little last year, while unemployment eased compared with a year earlier.
Things to do. The National Churchill Museum is in or beside town, and it is one of the better known sights in the area. A short drive away you can find Crows Fork Creek and Middle River, quiet waterways for a walk or an afternoon outdoors. For a longer outing, Graham Cave State Park is a protected area a longer drive away, and Faurot Field, a stadium, is also a longer drive from town.
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- 3,978households
- 22%of adults have a degree
- 14%below the poverty line
- 18 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Callaway County had 14,759 jobs in 2025, 1.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 37° and lows near 20°; warmest in July, with highs near 86° and lows near 66°. About 19 inches of snow and 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Fulton weather station, under a mile away (NOAA).
Largest workplaces in Fulton
- Fulton 58 SchoolsSchool district255FTE
- WalmartWarehouse clubs and supercenters233
- Westminster CollegeUniversity or college220
- Walsworth Publishing323117 books printing94
- Backer's Potato ChipPotato chips manufacturing87
- Harbinson Walker InternationalBauxite brick manufacturing64
- VestisIndustrial launderers47
- FultonMail and parcel delivery29
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 621 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesVery high
- LightningVery high
- Winter weatherRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fulton’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Callaway County and the Jefferson City, MO metro.
Fulton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Fulton$249,581
- Missouri$265,387
- United States$366,157
Sellers are cutting prices on about 1 in 4 Fulton listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Fulton26.69%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fulton64
New listings per month
Sellers arriving at the market.
- Fulton21
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Fulton$252,123
- United States$371,553
Zip codes with a Fulton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fulton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.