Fultonville, New York.
Typical home $247,269 (+4.0% in a year). Amsterdam, NY metro.
to buy the typical home at today's mortgage rate — +$751 (+137%) since Jan 2020.
- 1 year
- Up $9,509 +4%
- $237,760$247,269 since Sep 2025
- 5 years
- Up $51,725 +26%
- $195,545$247,269 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Fultonville$1,298
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Fultonville, NY rose 4.0% over the past year — faster than the nation's +1.2%.
Living in Fultonville, Montgomery County, New York
Fultonville is a village of 742 people in Montgomery County. Half its households earn more than $92,000 a year and half less, against $64,943 across Montgomery County; 6% of its people live below the poverty line. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Montgomery County was 4.4% in August 2026, and the county had 2.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fultonville is a small village in Montgomery County, with far fewer people than most towns its readers will know. Households here earn well above the county's typical income, and a smaller share of residents live below the poverty line than you might expect. Nearly all homes are lived in by their owners, and many people have a four-year degree. Winters are colder and snowier than in much of the country, with January the coldest month, while July brings mild, warm days, and rain and melted snow add up to a good deal over the year.
Work. Residents work mostly in schools, hospitals and social care, with others in shops, manufacturing, and transport, warehouses and utilities. Across Montgomery County, some of the largest workplaces are Target, St. Marys Healthcare and the Amsterdam City School District. The trip to work is of middling length, and a modest number of people work from home. Unemployment across the county is the same as it was a year ago, and the county had a few more jobs last year than the year before.
Things to do. Johnson Hall State Historic Site, a protected area, is a short drive away, and the Caughnawaga Indian Village Site, an archaeological site, lies in or beside town. Fonda Speedway, a race track, is also in or beside town, and Auries Creek runs close by for time near the water. Otsego Lake is a longer drive away for a day by a larger lake.
Report a mistake
- 23%of adults have a degree
- 6%below the poverty line
- 26 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Montgomery County had 19,548 jobs in 2025, 2.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 24° and lows near 7°; warmest in July, with highs near 77° and lows near 56°. About 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Gloversville 7NW (peck Lake) weather station, 12 miles away (NOAA).
Largest workplaces in Montgomery County
- TargetDiscount department stores1,563
- St. Marys HealthcareGeneral hospital933FTE
- Amsterdam City School DistrictSchool district541FTE
- AmsterdamGeneral warehousing and storage487
- KeymarkAluminum extruded product445
- St. Mary's HealthcareNursing homes375
- WalmartWarehouse clubs and supercenters325
- Sticker Mule, LLC - Elk StreetLabels, commercial printing, on a job-order basis270
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 62 workplaces with 20 or more staff, 8,753 people in all across the county; Fultonville has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Winter weatherRelatively high
- LightningRelatively high
- LandslidesRelatively moderate
- HailRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fultonville’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Amsterdam, NY metro.
Fultonville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Fultonville$247,269
- New York$524,942
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fultonville14
Zip codes with a Fultonville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fultonville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.