Gambrills, Maryland.
Typical home $610,116 (+1.1% in a year), asking rent $2,801 (+1.7%). Baltimore-Columbia-Towson, MD metro.
to buy the typical home at today's mortgage rate — +$1,523 (+91%) since Jan 2020.
- 1 year
- Up $6,508 +1%
- $603,608$610,116 since Sep 2025
- 5 years
- Up $80,291 +15%
- $529,825$610,116 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Gambrills$3,202
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 25 years.
Typical home values in Gambrills, MD rose 1.1% over the past year — in step with the nation.
Asking rents in Gambrills, MD rose 1.7% over the past year — slower than the nation's +2.7%.
Owning the typical home in Gambrills runs $1,485/mo more than renting one. The gap peaked at $1,712 in Jan 2025.
That is $4,285 a month against $2,801 rent: a $3,202 mortgage payment, plus $430 property tax and $653 insurance & upkeep.
Owning vs renting — Gambrills
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,285
- Renting$2,801
- Mortgage only$3,202
Property tax · $430/mo 0.85% of value a year — the ACS 2020-2024 median bill over the median home value for Anne Arundel County, MD
Insurance & upkeep · $653/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Gambrills, Anne Arundel County, Maryland
Gambrills, in Anne Arundel County, had 3,034 people in the 2020 census. Half its households earn more than $148,594 a year and half less, against $124,911 across Anne Arundel County; 3% of its people live below the poverty line. 92% of its homes are lived in by their owners and 8% are rented. Unemployment in Anne Arundel County was 3.4% in August 2026, and the county had 1.6% more jobs in 2025 than the year before. The most residents work in government, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Gambrills is a small community in Anne Arundel County where nearly everyone lives in a home they own. Incomes run well above the county's, very few households fall below the poverty line, and the typical home costs more than most places would ask. The population skews a little older than the national picture, and winters are cold, with snow most years, while summers turn hot.
Work. Residents work mostly in government, in shops, in professional and business services, and in schools, hospitals and social care. Within Gambrills, larger workplaces include Chesapeake Sciences, a navigation-systems manufacturing operation, ServiceMaster Chesapeake, a building cleaning company, and Maxim Healthcare Services, a home health care agency. A good many residents hold a four-year degree, the daily commute is a fairly long one, and a good number work from home.
Things to do. The Smithsonian Institution, a group of museums, is a longer drive away, as are the National Mall, a park, and the Washington Monument, a protected landmark. Closer to home in spirit, Oriole Park at Camden Yards, a baseball stadium, is also a longer drive.
Report a mistake
- 947households
- 43%of adults have a degree
- 3%below the poverty line
- 26 mintypical commute
- 21%work from home
What residents work in
Employed residents by industry, from the Census survey. Anne Arundel County had 293,059 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 25°; warmest in July, with highs near 89° and lows near 68°. About 19 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Baltimore Wash International Airport weather station, 5 miles away (NOAA).
Largest workplaces in Gambrills
- L3 Tecnologies, Inc., Chesapeake Sciences Operating DivisionInertial navigation systems, aeronautical, manufacturing187
- ServiceMaster ChesapeakeBuilding cleaning services, janitorial82
- MillersvilleMail and parcel delivery62
- Maxim Healthcare ServicesHome health care agencies49
- Verbal BeginningsHome health care agencies49
- Solar Energy Services, Inc. Maryland HeadquartersInstallation of photovoltaic panels47
- CFM Project Consulting GroupCommercial building construction general contractors38
- FCL Builders MarylandWarehouse, industrial, construction34
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 548 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherrelatively high in parts of GambrillsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Gambrills’ census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Anne Arundel County and the Baltimore-Columbia-Towson, MD metro.
Gambrills home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Gambrills$610,116
- Maryland$424,890
- United States$366,157
Sellers are cutting prices on about 1 in 3 Gambrills listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Gambrills29.92%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Gambrills35
New listings per month
Sellers arriving at the market.
- Gambrills12
Zip codes with a Gambrills address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Gambrills — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.