Garber, Oklahoma.
Typical home $104,154 (+6.3% in a year). Enid, OK metro.
to buy the typical home at today's mortgage rate — +$231 (+73%) since Jan 2020.
- 1 year
- Up $6,128 +6%
- $98,025$104,154 since Sep 2025
- 5 years
- Up $14,403 +16%
- $89,751$104,154 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Garber$547
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Garber, OK rose 6.3% over the past year — faster than the nation's +1.2%.
Living in Garber, Garfield County, Oklahoma
Garber is a city of 725 people in Garfield County. Half its households earn more than $67,625 a year and half less, against $66,182 across Garfield County. Unemployment in Garfield County was 3.8% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most people in Garfield County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Garber is a small city in Garfield County, with a population that keeps it close-knit. Household incomes run a little above the county's, and a typical home here costs far less than many people would expect to pay elsewhere. Winters are cold, with January lows that dip below freezing, while July is hot, among the warmest months of the year.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, manufacturing, and restaurants, hotels and entertainment. Across Garfield County, some of the largest workplaces are Enid Schools, Advance Food Company, which makes frozen specialty foods, and ST Marys Regl Medical Center, a general hospital. Most people drive to work, and a typical commute is a moderate one, while very few work from home.
Things to do. A short drive away is the North Central Oklahoma Cactus Botanical Garden, a botanical garden that suits a slow afternoon outdoors. A longer drive brings you to the Chikaskia River for time by the water, and to the Railroad Museum of Oklahoma, a museum devoted to the state's rail history. Carl Blackwell Lake, a reservoir, is also a longer drive away.
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- 15%of adults have a degree
- 21 mintypical commute
- 1%work from home
What people in Garfield County work in
Employed residents by industry, from the Census survey. Garfield County had 23,334 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 24°; warmest in July, with highs near 94° and lows near 70°.
Average daily high and low, 1991–2020, at the Breckinridge 3SE Mesnt weather station, 6 miles away (NOAA).
Largest workplaces in Garfield County
- Enid SchoolsSchool district993FTE
- Advance Food CompanyFrozen specialty food manufacturing534
- St Marys Regl Medical CenterGeneral hospital489FTE
- Amentum ServicesAircraft maintenance and repair services445
- Advance Food CompanyFrozen specialty food manufacturing441
- Bass Baptist Health CenterGeneral hospital391FTE
- Advance Food CompanyFrozen specialty food manufacturing361
- WalmartWarehouse clubs and supercenters357
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 38 workplaces with 20 or more staff, 6,393 people in all across the county; Garber has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Ice stormsVery high
- TornadoesVery high
- DroughtRelatively high
- HailRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Garber’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Garfield County and the Enid, OK metro.
Garber home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Garber$104,154
- Oklahoma$220,801
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Garber6
Zip codes with a Garber address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Garber — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.