Garrison, Maryland.
Typical home $319,066 (-1.1% in a year), asking rent $1,987 (-0.7%). Baltimore-Columbia-Towson, MD metro.
to buy the typical home at today's mortgage rate — +$784 (+88%) since Jan 2020.
- 1 year
- Down $3,515 -1%
- $322,581$319,066 since Sep 2025
- 5 years
- Up $37,002 +13%
- $282,063$319,066 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Garrison$1,675
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 28 years.
Typical home values in Garrison, MD fell 1.1% over the past year — slower than the nation's +1.2%.
Asking rents in Garrison, MD fell 0.7% over the past year — slower than the nation's +2.7%.
Owning the typical home in Garrison runs $314/mo more than renting one. The gap peaked at $487 in Nov 2023.
That is $2,301 a month against $1,987 rent: a $1,675 mortgage payment, plus $284 property tax and $342 insurance & upkeep.
Owning vs renting — Garrison
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,301
- Renting$1,987
- Mortgage only$1,675
Property tax · $284/mo 1.07% of value a year — the ACS 2020-2024 median bill over the median home value for Baltimore County, MD
Insurance & upkeep · $342/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Garrison, Baltimore County, Maryland
Garrison, in Baltimore County, had 9,487 people in the 2020 census. Half its households earn more than $102,423 a year and half less, against $91,768 across Baltimore County; 8% of its people live below the poverty line. 51% of its homes are lived in by their owners and 49% are rented. Unemployment in Baltimore County was 4.0% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Garrison is a community in Baltimore County where household incomes run above the county's, and fewer residents live below the poverty line than you might expect in a place near a large city. About as many homes are rented as owned, and a majority of adults hold a four-year degree. Winters are cold, with January the coldest month, and summers are warm, with July the hottest.
Work. Residents work mostly in schools, hospitals and social care, with professional and business services, government and shops also employing many. Within Garrison, Wegmans Food Markets, Evergreen Senior Living and Ner Israel Rabbinical College are among the largest workplaces. A good number of residents work from home, and the typical commute is a moderate one. Across Baltimore County, unemployment is lower than a year earlier, though there are somewhat fewer jobs than in the previous year.
Things to do. The Baltimore Museum of Art, The Maryland Zoo and Patapsco Valley State Park are all a short drive away, offering an art museum, a zoo and a protected area of river-valley woodland. Gwynns Falls/Leakin Park, a large park with gardens, is also close by. For a longer outing, the National Aquarium and Fort McHenry are a longer drive away.
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- 3,811households
- 57%of adults have a degree
- 8%below the poverty line
- 28 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Baltimore County had 369,662 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 27°; warmest in July, with highs near 86° and lows near 69°.
Average daily high and low, 1991–2020, at the Cylburn weather station, 6 miles away (NOAA).
Largest workplaces in Garrison
- Wegmans Food MarketsRetail supermarkets387
- Evergreen Senior LivingAssisted living86
- Ner Israel Rabbinical CollegeUniversity or college75
- Evergreen Senior LivingAssisted living54
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 527 people in all. Colleges come from IPEDS (NCES, 2023–24). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- Winter weatherRelatively high
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Garrison’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Baltimore County and the Baltimore-Columbia-Towson, MD metro.
Garrison home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Garrison$319,066
- Maryland$424,890
- United States$366,157
Sellers are cutting prices on about 1 in 3 Garrison listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Garrison29.55%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Garrison21
New listings per month
Sellers arriving at the market.
- Garrison7
Zip codes with a Garrison address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Garrison — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.