Geneva, Indiana.
Typical home $272,896 (+8.7% in a year). Decatur, IN metro.
to buy the typical home at today's mortgage rate — +$881 (+160%) since Jan 2020.
- 1 year
- Up $21,822 +9%
- $251,074$272,896 since Sep 2025
- 5 years
- Up $92,315 +51%
- $180,581$272,896 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Geneva$1,432
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 8 years.
Typical home values in Geneva, IN rose 8.7% over the past year — faster than the nation's +1.2%.
Living in Geneva, Adams County, Indiana
Geneva is a town of 1,257 people in Adams County. Half its households earn more than $52,500 a year and half less, against $65,289 across Adams County; 22% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Adams County was 3.2% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Adams County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Geneva is a small town in Adams County, Indiana, where most households own the home they live in. Household incomes in town run below the county's, and a larger share of people live below the poverty line than is typical. Winters are cold, with January the coldest month and a good deal of snow, and summers turn warm in July, with plenty of rain and melted snow across the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Across Adams County, some of the largest workplaces are REV Recreation Group, an RV manufacturer, Adams Memorial Hospital, and Red Gold, a tomato canning plant. Few adults hold a four-year degree, hardly anyone works from home, and the typical commute is a short one.
Things to do. For time outdoors, Ouabache State Park is a protected area and the Mississinewa River is a river, both a longer drive away. Grand Lake St. Marys is a reservoir, also a longer drive away. Fans of racing can find Eldora Speedway, a race track a longer drive away.
Report a mistake
- 12%of adults have a degree
- 22%below the poverty line
- 22 mintypical commute
- 1%work from home
What people in Adams County work in
Employed residents by industry, from the Census survey. Adams County had 13,023 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 18°; warmest in July, with highs near 84° and lows near 64°. About 28 inches of snow and 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Berne Wwtp weather station, 5 miles away (NOAA).
Largest workplaces in Adams County
- REV Recreation GroupRv manufacturer587
- Adams Memorial HospitalCritical access hospital562FTE
- Red Gold Inc. - GenevaPastes, fruit and vegetable, canning380
- Smith Brothers PLANT 1Furniture, household-type, upholstered on frames of any material, manufacturing350
- North Adams Community SchoolsSchool district318FTE
- WalmartWarehouse clubs and supercenters301
- Adams WoodcrestHomes for the aged with nursing care288
- Swiss Village Retirement CommunityContinuing care retirement communities274
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 31 workplaces with 20 or more staff, 5,015 people in all across the county; Geneva has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- TornadoesVery high
- Inland floodingRelatively high
- Heat wavesRelatively high
- LightningRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Geneva’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Adams County and the Decatur, IN metro.
Geneva home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Geneva$272,896
- Indiana$257,165
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Geneva address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Geneva — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.