Georgetown, Colorado.
Typical home $466,636 (-0.3% in a year), asking rent $1,775 . Denver-Aurora-Lakewood, CO metro.
to buy the typical home at today's mortgage rate — +$1,328 (+119%) since Jan 2020.
- 1 year
- Down $1,547 -0%
- $468,182$466,636 since Sep 2025
- 5 years
- Up $60,628 +15%
- $406,008$466,636 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Georgetown$2,449
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 25 years.
Typical home values in Georgetown, CO fell 0.3% over the past year — slower than the nation's +1.2%.
Living in Georgetown, Clear Creek County, Colorado
Georgetown is a town of 1,118 people in Clear Creek County. Unemployment in Clear Creek County was 4.4% in August 2026, and the county had 3.2% more jobs in 2025 than the year before. The most people in Clear Creek County work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Georgetown is a small mountain town in Clear Creek County, home to a close-knit community where neighbors tend to know one another. Winters are cold and very snowy, with December the coldest month, and summers are mild and pleasant, with July the warmest. Typical home prices here sit well above what many older homeowners elsewhere are used to, and rents are not low either. Some households face real financial strain, with a share of residents living below the poverty line.
Work. Residents work mostly in professional and business services, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in shops. A good number of people work from home. Across Clear Creek County, the largest workplaces include the downhill ski operation Clear Creek Skiing, the Clear Creek school district and the Safeway grocery stores. Unemployment in the county is a little higher than it was a year ago, though the county has added jobs over the past year.
Things to do. The Hotel de Paris, a museum in or beside town, is a natural first stop for anyone interested in local history. Just a short drive away are Arapaho National Forest, a protected area for hiking and quiet time outdoors, and Echo Lake Park, a lake with room to walk and sit by the water. Those willing to make a longer drive can reach Arapahoe Basin, a ski area, or Red Rocks Amphitheatre, a well-known outdoor theatre.
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- 596households
- 13%below the poverty line
- 19%work from home
What people in Clear Creek County work in
Employed residents by industry, from the Census survey. Clear Creek County had 3,430 jobs in 2025, 3.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 36° and lows near 15°; warmest in July, with highs near 77° and lows near 49°. About 106 inches of snow and 18 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Georgetown weather station, under a mile away (NOAA).
Largest workplaces in Clear Creek County
- Clear Creek SkiingSkiing facilities, downhill, without accommodations324
- Clear Creek School District No. Re-1School district129FTE
- SafewaySupermarkets and other grocery stores94
- SafewaySupermarkets and other grocery stores49
- Forest ServiceFederal government · Department of Agriculture22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 467 people in all across the county; Georgetown has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Inland floodingVery high
- AvalanchesVery high
- HailRelatively high
- WildfireRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Georgetown’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clear Creek County and the Denver-Aurora-Lakewood, CO metro.
Georgetown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Georgetown$466,636
- Colorado$529,013
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Georgetown listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Georgetown21.27%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Georgetown26
Zip codes with a Georgetown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Georgetown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.