Georgetown, Indiana.
Typical home $333,202 (+2.6% in a year). Louisville/Jefferson County, KY-IN metro.
to buy the typical home at today's mortgage rate — +$920 (+111%) since Jan 2020.
- 1 year
- Up $8,484 +3%
- $324,718$333,202 since Sep 2025
- 5 years
- Up $61,588 +23%
- $271,614$333,202 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Georgetown$1,749
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Georgetown, IN rose 2.6% over the past year — faster than the nation's +1.2%.
Living in Georgetown, Floyd County, Indiana
Georgetown is a town of 3,805 people in Floyd County. Half its households earn more than $113,265 a year and half less, against $79,704 across Floyd County; 2% of its people live below the poverty line. Unemployment in Floyd County was 3.5% in August 2026, and the county had 1.9% more jobs in 2025 than the year before. The most people in Floyd County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Georgetown is a small Indiana town in Floyd County, with a younger population than many places of its size and household incomes well above the county's. Poverty is rare here. Homes are priced fairly high, and the winters are cold without much snow, while summers run hot and the year is generally wet.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, professional and business services, and shops close behind. Across Floyd County, some of the largest workplaces are Baptist Health Floyd, the New Albany-Floyd County school district and Samtec. The trip to work is a fairly long one, and a good many people do their jobs from home. Joblessness in the county is low and has held steady over the past year, and the county has added jobs over the past year.
Things to do. Shawnee Park is a short drive away and is the nearest spot for a walk outdoors. A longer drive brings you to the Louisville Zoo, to the Falls of the Ohio State Park, a protected area along the river, and to the Speed Art Museum. Together they give a choice between time outside, animals and a day among paintings.
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- 1,279households
- 2%below the poverty line
- 30 mintypical commute
- 26%work from home
What people in Floyd County work in
Employed residents by industry, from the Census survey. Floyd County had 33,012 jobs in 2025, 1.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 26°; warmest in July, with highs near 89° and lows near 70°. About 4 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Louisville Mcalpine weather station, 9 miles away (NOAA).
Largest workplaces in Floyd County
- Baptist Health FloydGeneral hospital1,512FTE
- New Albany-Floyd Co Con Sch SchoolsSchool district1,511FTE
- SamtecConnectors, electronic, manufacturing1,247
- NYX New AlbanyAwnings, rigid plastics or fiberglass, manufacturing675
- Indiana University-SoutheastUniversity or college550
- Brook and Whittle, Ltd (Discount Labels) - New AlbanyCommercial printing458
- T G Missouri Corporation - New AlbanyInterior/exterior automotive parts392
- WalmartWarehouse clubs and supercenters341
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 75 workplaces with 20 or more staff, 10,287 people in all across the county; Georgetown has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- TornadoesVery high
- Cold wavesRelatively high
- Winter weatherRelatively high
- LightningRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Georgetown’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Floyd County and the Louisville/Jefferson County, KY-IN metro.
Georgetown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Georgetown$333,202
- Indiana$257,165
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Georgetown listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Georgetown37.00%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Georgetown49
New listings per month
Sellers arriving at the market.
- Georgetown18
Zip codes with a Georgetown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Georgetown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.