Georgetown, Massachusetts.
Typical home $772,863 (+4.0% in a year). Boston-Cambridge-Newton, MA-NH metro.
to buy the typical home at today's mortgage rate — +$2,248 (+124%) since Jan 2020.
- 1 year
- Up $29,761 +4%
- $743,102$772,863 since Sep 2025
- 5 years
- Up $174,480 +29%
- $598,383$772,863 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Georgetown$4,057
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Georgetown, MA rose 4.0% over the past year — faster than the nation's +1.2%.
Living in Georgetown, Essex County, Massachusetts
Georgetown is a town of 8,470 people in Essex County. Half its households earn more than $151,595 a year and half less, against $101,883 across Essex County; 4% of its people live below the poverty line. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Essex County was 4.6% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Georgetown is a small town in Essex County where most homes are lived in by their owners, and the share of owners is high. Household incomes run well above the county's, and fewer people live below the poverty line than you might expect. A good many adults hold a four-year degree, and the typical resident is somewhat older than the national average. Winters are cold and snowy, with January the coldest month, while summers are warm in July and the year brings a fair amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with many others in professional and business services, manufacturing and shops. Among the largest workplaces in Georgetown are Georgetown Schools, Cox Engineering, an HVAC contractor, and CAI, which makes flexographic inks. Commutes are on the long side, and a good number of people work from home. Across Essex County, unemployment has eased slightly from a year earlier, and the number of jobs has edged up.
Things to do. The closest outing is the Shawsheen River, a short drive away. A longer drive brings you to the Merrimack River, and farther along to Boston, where the Museum of Fine Arts is one of the city's best known museums and Fenway Park is a stadium that many visitors come to see. Each of these is a longer drive away.
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- 3,227households
- 56%of adults have a degree
- 4%below the poverty line
- 34 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Essex County had 326,688 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 17°; warmest in July, with highs near 83° and lows near 62°. About 67 inches of snow and 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Groveland weather station, 3 miles away (NOAA).
Largest workplaces in Georgetown
- Mirra CoUtility line, construction253
- Georgetown SchoolsSchool district143FTE
- G. Mello DisposalRubbish hauling, local78
- Cox EngineeringHvac contractors75
- CAIFlexographic inks manufacturing51
- Nunan Florist and GreenhousesGarden centers32
- Saugus ConstructionPrecast concrete panel, slab, or form installation32
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 521 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingVery high
- Ice stormsVery high
- Inland floodingRelatively high
- LightningRelatively high
- HurricanesRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Essex County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Essex County and the Boston-Cambridge-Newton, MA-NH metro.
Georgetown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Georgetown$772,863
- Massachusetts$655,219
- United States$366,157
Sellers are cutting prices on about 1 in 5 Georgetown listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Georgetown18.65%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Georgetown23
New listings per month
Sellers arriving at the market.
- Georgetown10
Zip codes with a Georgetown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Georgetown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.