States · Texas · Galveston County

Gilchrist, Texas.

Typical home $389,529 (-8.6% in a year). Houston-The Woodlands-Sugar Land, TX metro.

What it costs per month · Gilchrist $2,045/mo

to buy the typical home at today's mortgage rate — +$880 (+76%) since Jan 2020.

What the home itself did
1 year
Down $36,449 -9%
$425,979$389,529 since Sep 2025
5 years
Up $11,064 +3%
$378,466$389,529 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Gilchrist $2,045 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Gilchrist$2,045
  • Texas$1,556
  • United States$1,922

Typical home values in Gilchrist, TX fell 8.6% over the past year — slower than the nation's +1.2%.

Living in Gilchrist, Galveston County, Texas

The Census does not count Gilchrist on its own, so the figures here are Galveston County's. Half the county's households earn more than $86,105 a year and half less; 12% of the county's people live below the poverty line. 68% of the county's homes are lived in by their owners and 32% are rented. Unemployment in Galveston County was 4.9% in August 2026, and the county had 3.0% more jobs in 2025 than the year before. The most people in Galveston County work in schools and health care, then professional services.

People 359,000 about, in Galveston County: the Census does not count Gilchrist on its own
Household income $86,105 the median in Galveston County, give or take $2,507
Unemployment 4.9% Galveston County, August 2026; 4.9% a year before
Homes 68% lived in by their owners; 32% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Gilchrist is a small town in Galveston County, on the Texas Gulf Coast. Most homes across the county are lived in by their owners, and winters are mild, with little or no snow. Summers are hot, and rain falls often enough to keep the land green most of the year.

Work. Many residents work in schools, hospitals and social care, professional and business services, manufacturing, or retail shops. Across the county, jobs have grown over the past year and the unemployment rate has held steady. Commuting is a regular part of life for many people, since most jobs are spread around the wider county.

Things to do. The Jocelyn Nungaray National Wildlife Refuge, a protected area, is a short drive away, and Oyster Bayou, a river, is also close by. For a museum visit, the USS Cavalla is a longer drive away.

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  • 140,660households
  • 38.8median age
  • 35%of adults have a degree
  • 12%below the poverty line
  • 28 mintypical commute
  • 12%work from home

What people in Galveston County work in

  • Schools, hospitals and social care25%
  • Professional and business services12%
  • Manufacturing11%
  • Shops (retail)10%
  • Restaurants, hotels and entertainment10%
  • Building trades8%

Employed residents by industry, from the Census survey. Galveston County had 126,458 jobs in 2025, 3.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 62° and 43°; warmest in August, 92° and 74° 40° 50° 60° 70° 80° 90° 100° J 62° 43° F M A M J J A 92° 74° S O N D
Average daily high and low for each month: coldest in January, 62° and 43°; warmest in August, 92° and 74° 40° 50° 60° 70° 80° 90° 100° J 62° 43° F M A M J J A 92° 74° S O N D

Coldest in January, with highs near 62° and lows near 43°; warmest in August, with highs near 92° and lows near 74°. About 60 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Anahuac weather station, 20 miles away (NOAA).

Largest workplaces in Galveston County

  1. THE University of Texas Medical BRGeneral hospital5,676FTE
  2. Clear Creek ISDSchool district5,086FTE
  3. The University of Texas Medical Branch at GalvestonUniversity or college2,498
  4. Dickinson ISDSchool district1,848FTE
  5. Texas City ISDSchool district1,316FTE
  6. Galveston ISDSchool district1,079FTE
  7. Schlitterbahn Galveston IslandWater parks, amusement899
  8. Friendswood ISDSchool district767FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 150 workplaces with 20 or more staff, 17,249 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesVery high
  2. LightningVery high
  3. HurricanesRelatively high
  4. DroughtRelatively high
  5. TornadoesRelatively high
  6. Inland floodingRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Galveston County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Galveston County and the Houston-The Woodlands-Sugar Land, TX metro.

Gilchrist home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Gilchrist $389,529 Texas $296,424 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Gilchrist$389,529
  • Texas$296,424
  • United States$366,157

Sellers are cutting prices on about 1 in 7 Gilchrist listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 15% 20% 25% 2023 2024 2025 2026 Gilchrist 14.24% United States 26.90%
10% 15% 20% 25% 2023 2024 2025 2026
  • Gilchrist14.24%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Gilchrist 63
20 40 60 2018 2022 2026
  • Gilchrist63

New listings per month

Sellers arriving at the market.

5 8 10 2026 Gilchrist 10
5 8 10 2026
  • Gilchrist10

Zip codes with a Gilchrist address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Gilchrist — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.