Girdletree, Maryland.
Typical home $222,405 (-4.1% in a year). Salisbury, MD-DE metro.
to buy the typical home at today's mortgage rate — +$408 (+54%) since Feb 2022.
- 1 year
- Down $9,570 -4%
- $231,975$222,405 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Girdletree$1,167
- Maryland$2,230
- United States$1,922
Typical home values in Girdletree, MD fell 4.1% over the past year — slower than the nation's +1.2%.
Living in Girdletree, Worcester County, Maryland
Girdletree, in Worcester County, had 141 people in the 2020 census. Unemployment in Worcester County was 3.4% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most people in Worcester County work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Girdletree is a very small community in Worcester County, Maryland, with only a few people living here compared with most towns. Homes here cost less than the typical home across much of the country, and the county's household incomes sit at a middling level. Winters are cold but not severe, and summers run hot, with a good amount of rain and a little snow over the year.
Work. Residents work mostly in schools, hospitals and social care, in restaurants, hotels and entertainment, in professional and business services, and in shops. Across Worcester County, the largest workplaces include Worcester County Public Schools, Atlantic General Hospital and Walmart. Unemployment across the county is lower than a year ago, though the number of jobs has dipped slightly.
Things to do. Pocomoke River State Park is a short drive away, and Pocomoke State Forest lies in or beside town, so woods and quiet water are close at hand. Girdletree Barnes Bank, a museum, is also in or beside town. Assateague Island, a beach, is a longer drive away.
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What people in Worcester County work in
Employed residents by industry, from the Census survey. Worcester County had 26,246 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 30°; warmest in July, with highs near 89° and lows near 70°. About 10 inches of snow and 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Snow Hill North weather station, 9 miles away (NOAA).
Largest workplaces in Worcester County
- Worcester County Public SchoolsSchool district1,254FTE
- Atlantic General HospitalGeneral hospital758FTE
- WalmartWarehouse clubs and supercenters433
- Sysco Eastern MarylandGroceries, general-line, merchant wholesalers337
- Worcester County GovernmentCounty commissioners298
- Ocean DownsRacetracks284
- WalmartWarehouse clubs and supercenters258
- Bay Shore DevelopmentAmusement parks161
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 51 workplaces with 20 or more staff, 4,941 people in all across the county; Girdletree has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively high
- DroughtRelatively moderate
- Coastal floodingRelatively moderate
- Winter weatherRelatively moderate
- Cold wavesRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Girdletree’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Worcester County and the Salisbury, MD-DE metro.
Girdletree home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Girdletree$222,405
- Maryland$424,890
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Girdletree address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Girdletree — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.