Gladstone, Missouri.
Typical home $268,078 (+2.5% in a year), asking rent $1,208 (+3.7%). Kansas City, MO-KS metro.
to buy the typical home at today's mortgage rate — +$789 (+128%) since Jan 2020.
- 1 year
- Up $6,653 +3%
- $261,424$268,078 since Sep 2025
- 5 years
- Up $59,484 +29%
- $208,593$268,078 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Gladstone$1,407
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Gladstone, MO rose 2.5% over the past year — faster than the nation's +1.2%.
Asking rents in Gladstone, MO rose 3.7% over the past year — faster than the nation's +2.7%.
Owning the typical home in Gladstone runs $725/mo more than renting one. The gap peaked at $835 in Oct 2023.
That is $1,932 a month against $1,208 rent: a $1,407 mortgage payment, plus $238 property tax and $287 insurance & upkeep.
Owning vs renting — Gladstone
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,932
- Renting$1,208
- Mortgage only$1,407
Property tax · $238/mo 1.07% of value a year — the ACS 2020-2024 median bill over the median home value for Clay County, MO
Insurance & upkeep · $287/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Gladstone, Clay County, Missouri
Gladstone is a city of 27,063 people in Clay County. Half its households earn more than $79,271 a year and half less, against $88,468 across Clay County; 11% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Gladstone was 3.6% in August 2026, and Clay County had 0.9% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Gladstone is a city in Clay County, Missouri, with a population that skews a little older than many places. Most homes are lived in by their owners, and household incomes run below the county's. Winters are cold and somewhat snowy, summers turn hot, and rain and melted snow fall steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, professional and business services, and shops also employing many. Among the largest workplaces in Gladstone are PAR Western Line Contractors, Hy-Vee and Sacred Heart Health. Commutes are fairly ordinary in length, and a good number of people work from home.
Things to do. The Kansas River is a short drive away, and so is the National World War I Memorial, a museum honoring the war's veterans. Farther afield, a longer drive reaches The Nelson-Atkins Museum of Art, and Arrowhead Stadium is another longer drive away.
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- 11,765households
- 32%of adults have a degree
- 11%below the poverty line
- 23 mintypical commute
- 15%work from home
What residents work in
Employed residents by industry, from the Census survey. Clay County had 110,830 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 22°; warmest in July, with highs near 90° and lows near 72°. About 11 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Kansas City Downtown Airport weather station, 7 miles away (NOAA).
Largest workplaces in Gladstone
- PAR Western Line ContractorsEngineering services959
- Hy-VeeSupermarkets and other grocery except convenience stores254
- GetYourStuff71
- GladstoneMail and parcel delivery52
- Sacred Heart HealthHome health agencies34
- AT&TWired telecommunications carriers30
- Purple Leaf LLC, GladstoneMarijuana stores, medical or recreational27
- Legacy Wendy'sCarryout restaurants23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 1,450 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Heat wavesRelatively high
- TornadoesRelatively high
- Hailrelatively high in parts of GladstoneRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Gladstone’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clay County and the Kansas City, MO-KS metro.
Gladstone home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Gladstone$268,078
- Missouri$265,387
- United States$366,157
Sellers are cutting prices on about 1 in 3 Gladstone listings, and the typical home goes pending in 10 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Gladstone32.31%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Gladstone10
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Gladstone79
New listings per month
Sellers arriving at the market.
- Gladstone38
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Gladstone$273,886
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Gladstone100.61%
Zip codes with a Gladstone address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Gladstone — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.