Graford, Texas.
Typical home $666,290 (+2.5% in a year). Mineral Wells, TX metro.
to buy the typical home at today's mortgage rate — +$2,006 (+135%) since Jan 2020.
- 1 year
- Up $16,407 +3%
- $649,883$666,290 since Sep 2025
- 5 years
- Up $111,016 +20%
- $555,274$666,290 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Graford$3,497
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Graford, TX rose 2.5% over the past year — faster than the nation's +1.2%.
Living in Graford, Palo Pinto County, Texas
Graford is a city of 669 people in Palo Pinto County. 85% of its homes are lived in by their owners and 15% are rented. Unemployment in Palo Pinto County was 4.6% in August 2026, and the county had 2.6% more jobs in 2025 than the year before. The most people in Palo Pinto County work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Graford is a very small city in Palo Pinto County, home to far fewer people than most towns. Nearly all homes are lived in by their owners, and a typical home is worth a good deal more than the county's income levels might suggest. Winters are mild and chilly rather than harsh, summers are hot, and the year brings a moderate amount of rain.
Work. Residents work mostly in schools, hospitals and social care, the building trades, manufacturing and shops. Across Palo Pinto County, some of the largest workplaces are Mineral Wells ISD, Palo Pinto General Hospital and Walmart. The usual commute is a fairly long one, and few people work from home.
Things to do. Keechi Creek and Elm Creek are both a short drive away, and make for time by the water close to home. Possum Kingdom Lake, a reservoir, and Fort Richardson, an old fort, are each a longer drive away. Lake Mineral Wells State Park & Trailway is another longer drive, for those who like a protected area to walk through.
Report a mistake
- 14%of adults have a degree
- 14%below the poverty line
- 27 mintypical commute
- 7%work from home
What people in Palo Pinto County work in
Employed residents by industry, from the Census survey. Palo Pinto County had 8,545 jobs in 2025, 2.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 58° and lows near 33°; warmest in July, with highs near 96° and lows near 71°. About 32 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mineral Wells Airport weather station, 15 miles away (NOAA).
Largest workplaces in Palo Pinto County
- TratonTrucks, heavy, assembling on chassis of own manufacture1,089
- Mineral Wells ISDSchool district452FTE
- WalmartWarehouse clubs and supercenters353
- Palo Pinto General HospitalGeneral hospital294FTE
- CANTEX INC.-Specialty FacilityPvc pipe manufacturing175
- CANTEX INC.-Injection MoldingPvc pipe manufacturing171
- The Gunter HotelTourist lodges113
- American Medical Response101
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 3,100 people in all across the county; Graford has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- WildfireRelatively high
- Strong windRelatively high
- Inland floodingRelatively high
- TornadoesRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Graford’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Palo Pinto County and the Mineral Wells, TX metro.
Graford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Graford$666,290
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 6 Graford listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Graford16.83%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Graford120
New listings per month
Sellers arriving at the market.
- Graford11
Zip codes with a Graford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Graford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.