Granbury, Texas.
Typical home $374,260 (+0.3% in a year), asking rent $1,578 (+0.9%). Granbury, TX metro.
to buy the typical home at today's mortgage rate — +$1,007 (+105%) since Jan 2020.
- 1 year
- Up $1,137 +0%
- $373,122$374,260 since Sep 2025
- 5 years
- Up $39,802 +12%
- $334,458$374,260 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Granbury$1,964
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 31 years.
Typical home values in Granbury, TX rose 0.3% over the past year — slower than the nation's +1.2%.
Asking rents in Granbury, TX rose 0.9% over the past year — slower than the nation's +2.7%.
Owning the typical home in Granbury runs $1,115/mo more than renting one. The gap peaked at $1,325 in Oct 2023.
That is $2,693 a month against $1,578 rent: a $1,964 mortgage payment, plus $327 property tax and $401 insurance & upkeep.
Owning vs renting — Granbury
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,693
- Renting$1,578
- Mortgage only$1,964
Property tax · $327/mo 1.05% of value a year — the ACS 2020-2024 median bill over the median home value for Hood County, TX
Insurance & upkeep · $401/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Granbury, Hood County, Texas
Granbury is a city of 10,958 people in Hood County. Half its households earn more than $73,516 a year and half less, against $88,160 across Hood County; 7% of its people live below the poverty line. 60% of its homes are lived in by their owners and 40% are rented. Unemployment in Hood County was 4.7% in August 2026, and the county had 1.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Granbury is a small city in Hood County where most homes are lived in by their owners, though the share of renters is a little higher than you might expect for a place this size. Household incomes in town run below the county's, and typical home values and rents are fairly high. Winters are mild and cold snaps are short, while summers are long and hot, with a moderate amount of rain and melted snow through the year.
Work. Residents work mostly in schools, hospitals and social care, with many others in professional and business services, shops, and transport, warehouses and utilities. Granbury ISD, Walmart and H-E-B are among the largest workplaces in town. Commutes are fairly long, and a modest group of people work from home, while jobs across the county have grown slightly over the past year.
Things to do. Lake Granbury, a reservoir, is a short drive away and is the natural place for time on the water. Acton State Historic Site, a protected area, is also a short drive away, and Tidwell Field, a stadium, sits in or beside town. For a longer outing, Dinosaur Valley State Park is a longer drive away.
Report a mistake
- 5,279households
- 31%of adults have a degree
- 7%below the poverty line
- 31 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Hood County had 18,782 jobs in 2025, 1.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 57° and lows near 31°; warmest in July, with highs near 96° and lows near 74°. About 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Granbury 5N weather station, 6 miles away (NOAA).
Largest workplaces in Granbury
- Granbury ISDSchool district1,121FTE
- WalmartWarehouse clubs and supercenters396
- H-E-BRetail375
- Granbury Care CenterNursing homes146
- Kroger Texas LP Dallas KMASupermarkets and other grocery except convenience stores132
- Lowe's Companies, INCHomecenter123
- Jerry Durant CBGAutomobile dealers, new only or new and used75
- Brookshire'sSupermarkets and other grocery retailers74
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 18 workplaces with 20 or more staff, 1,689 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Cold wavesRelatively high
- HailRelatively high
- Ice stormsRelatively high
- LightningRelatively high
- Wildfirerelatively high in parts of GranburyRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Granbury’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hood County and the Granbury, TX metro.
Granbury home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Granbury$374,260
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 3 Granbury listings, and the typical home goes pending in 53 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Granbury31.35%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Granbury53
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Granbury740
New listings per month
Sellers arriving at the market.
- Granbury142
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Granbury$410,868
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Granbury97.10%
Zip codes with a Granbury address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Granbury — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Granbury
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 76049 | Granbury | 31,506 | $2,038 | $410,647 |
| 76048 | Granbury | 27,000 | $1,442 | $317,200 |