States · North Carolina · Currituck County

Grandy, North Carolina.

Typical home $394,431 (+0.8% in a year). Virginia Beach-Norfolk-Newport News, VA-NC metro.

What it costs per month · Grandy $2,070/mo

to buy the typical home at today's mortgage rate — +$1,222 (+144%) since Jan 2020.

What the home itself did
1 year
Up $3,067 +1%
$391,365$394,431 since Sep 2025
5 years
Up $98,074 +33%
$296,358$394,431 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Grandy $2,070 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Grandy$2,070
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Grandy, NC rose 0.8% over the past year — slower than the nation's +1.2%.

Living in Grandy, Currituck County, North Carolina

Grandy, in Currituck County, had 2,776 people in the 2020 census. 73% of its homes are lived in by their owners and 27% are rented. Unemployment in Currituck County was 2.7% in August 2026, and the county had 1.8% fewer jobs in 2025 than the year before. The most people in Currituck County work in schools and health care, then professional services.

People 2,776 in the 2020 census
Household income Too few homes in Grandy for the Census survey to measure.
Unemployment 2.7% Currituck County, August 2026; 3.0% a year before
Homes 73% lived in by their owners; 27% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Grandy is a small community in Currituck County, North Carolina. Most homes are lived in by their owners, and the typical home value is well above what many people expect for a rural community. Winters are mild and cold only in January, while summers turn hot by July, and the year brings a fair amount of rain.

Work. Many residents work in schools, hospitals and social care, with others in professional and business services, shops and the building trades. Across Currituck County, some of the largest workplaces are Currituck County Schools, the County of Currituck and Food Lion. Fewer adults hold a four-year degree than in many places, and a good number work from home when the job allows.

Things to do. A short drive takes you to the North River and the Pasquotank River, both rivers good for a quiet afternoon outdoors. North River Game Land, also a short drive away, is a protected area of open country. A longer drive brings you to Jockey's Ridge State Park, a protected area known for its large sand dune.

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  • 1,097households
  • 23%of adults have a degree
  • 7%below the poverty line
  • 24 mintypical commute
  • 12%work from home

What people in Currituck County work in

  • Schools, hospitals and social care19%
  • Professional and business services14%
  • Shops (retail)13%
  • Building trades10%
  • Government8%
  • Restaurants, hotels and entertainment8%

Employed residents by industry, from the Census survey. Currituck County had 7,313 jobs in 2025, 1.8% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 52° and 33°; warmest in July, 88° and 71° 30° 40° 50° 60° 70° 80° 90° J 52° 33° F M A M J J 88° 71° A S O N D
Average daily high and low for each month: coldest in January, 52° and 33°; warmest in July, 88° and 71° 30° 40° 50° 60° 70° 80° 90° J 52° 33° F M A M J J 88° 71° A S O N D

Coldest in January, with highs near 52° and lows near 33°; warmest in July, with highs near 88° and lows near 71°. About 47 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Elizabeth City Cgas weather station, 16 miles away (NOAA).

Largest workplaces in Currituck County

  1. Currituck County SchoolsSchool district616FTE
  2. County of CurrituckBudget agencies, government557
  3. Food LionGrocery stores91
  4. Food LionGrocery stores82
  5. Food LionGrocery stores73
  6. Carter LumberBuilding materials dealer52
  7. VacasaTravel accomodation39
  8. Currituck HouseAssisted-living facilities without on-site nursing care facilities37

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 1,005 people in all across the county; Grandy has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. LightningRelatively high
  3. Coastal floodingRelatively moderate
  4. HurricanesRelatively moderate
  5. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Grandy’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Currituck County and the Virginia Beach-Norfolk-Newport News, VA-NC metro.

Grandy home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Grandy $394,431 North Carolina $332,159 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Grandy$394,431
  • North Carolina$332,159
  • United States$366,157

Sellers are cutting prices on about 1 in 6 Grandy listings — the market is heating up.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 15% 20% 25% 2025 2026 Grandy 18.00% United States 26.90%
10% 15% 20% 25% 2025 2026
  • Grandy18.00%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Grandy 34
20 40 60 2018 2022 2026
  • Grandy34

New listings per month

Sellers arriving at the market.

6 7 8 9 2026 Grandy 6
6 7 8 9 2026
  • Grandy6

Zip codes with a Grandy address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Grandy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Grandy