States · Texas · Burnet County

Granite Shoals, Texas.

Typical home $329,062 (-5.3% in a year).

What it costs per month · Granite Shoals $1,727/mo

to buy the typical home at today's mortgage rate — +$885 (+105%) since Jan 2020.

What the home itself did
1 year
Down $18,382 -5%
$347,444$329,062 since Sep 2025
5 years
Up $11,730 +4%
$317,332$329,062 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Granite Shoals $1,727 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Granite Shoals$1,727
  • Texas$1,556
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 95 years.

Typical home values in Granite Shoals, TX fell 5.3% over the past year — slower than the nation's +1.2%.

Living in Granite Shoals, Burnet County, Texas

Granite Shoals is a city of 5,129 people in Burnet County. 79% of its homes are lived in by their owners and 21% are rented. Unemployment in Burnet County was 4.0% in August 2026, and the county had 1.6% more jobs in 2025 than the year before. The most people in Burnet County work in schools and health care, then construction.

People 5,129 in the 2020 census
Household income Too few homes in Granite Shoals for the Census survey to measure.
Unemployment 4.0% Burnet County, August 2026; 4.1% a year before
Homes 79% lived in by their owners; 21% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Granite Shoals is a small city on the shore of Lake Lyndon B. Johnson, in Burnet County in the Texas Hill Country. Most homes are lived in by their owners, and very few residents live below the poverty line. Fewer adults hold a four-year degree than in many places, and winters are mild and brief while summers run hot, with the warmest weather in August and a modest amount of rain through the year.

Work. Residents work mainly in schools, hospitals and social care, the building trades, shops, and professional and business services. Across Burnet County, some of the largest workplaces are Marble Falls ISD, Baylor Scott & White - Marble Falls and H-E-B. Commutes tend to be long, and a fair number of people work from home.

Things to do. The lake itself is in or beside town, and Inks Lake and Lake Marble Falls are both a short drive away. Inks Lake State Park, also a short drive off, is a protected area with a lake setting. Longhorn Cavern State Park is another short drive, and farther afield are Lake Buchanan and Pedernales Falls State Park.

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  • 1,981households
  • 21%of adults have a degree
  • 2%below the poverty line
  • 40 mintypical commute
  • 14%work from home

What people in Burnet County work in

  • Schools, hospitals and social care19%
  • Building trades18%
  • Shops (retail)13%
  • Professional and business services11%
  • Restaurants, hotels and entertainment10%
  • Banks, insurance and property6%

Employed residents by industry, from the Census survey. Burnet County had 17,073 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 61° and 38°; warmest in August, 96° and 73° 40° 60° 80° 100° J 61° 38° F M A M J J A 96° 73° S O N D
Average daily high and low for each month: coldest in January, 61° and 38°; warmest in August, 96° and 73° 40° 60° 80° 100° J 61° 38° F M A M J J A 96° 73° S O N D

Coldest in January, with highs near 61° and lows near 38°; warmest in August, with highs near 96° and lows near 73°. About 28 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Burnet Municipal Airport weather station, 13 miles away (NOAA).

Largest workplaces in Burnet County

  1. Marble Falls ISDSchool district700FTE
  2. Baylor Scott & White - Marble FallsGeneral hospital503FTE
  3. H-E-BRetail477
  4. Burnet CisdSchool district467FTE
  5. Firefly Aerospace BriggsPropulsion units and parts, guided missile and space vehicle, manufacturing379
  6. WalmartWarehouse clubs and supercenters263
  7. EntegrisAcids, organic, not specified elsewhere by process, manufacturing247
  8. H-E-BRetail199

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 31 workplaces with 20 or more staff, 4,032 people in all across the county; Granite Shoals has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Strong windRelatively high
  3. TornadoesRelatively high
  4. Inland floodingRelatively high
  5. Heat wavesRelatively high
  6. Cold wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Granite Shoals’ census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Burnet County.

Granite Shoals home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Granite Shoals $329,062 Texas $296,424 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Granite Shoals$329,062
  • Texas$296,424
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Granite Shoals listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2022 2023 2024 2025 2026 Granite Shoals 20.18% United States 26.90%
10% 20% 30% 2022 2024 2026
  • Granite Shoals20.18%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Granite Shoals 99
25 50 75 100 2018 2022 2026
  • Granite Shoals99

New listings per month

Sellers arriving at the market.

10 15 20 2026 Granite Shoals 9
10 15 20 2026
  • Granite Shoals9

Zip codes with a Granite Shoals address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Granite Shoals — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.