Grayson Valley, Alabama.
Typical home $172,894 (+1.1% in a year), asking rent $1,408 . Birmingham-Hoover, AL metro.
to buy the typical home at today's mortgage rate — +$460 (+103%) since Jan 2020.
- 1 year
- Up $1,835 +1%
- $171,060$172,894 since Sep 2025
- 5 years
- Up $24,694 +17%
- $148,200$172,894 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Grayson Valley$907
- Alabama$1,252
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Grayson Valley, AL rose 1.1% over the past year — in step with the nation.
Owning the typical home in Grayson Valley runs $231/mo less than renting one. The gap peaked at $319 in Nov 2025.
That is $1,177 a month against $1,408 rent: a $907 mortgage payment, plus $85 property tax and $185 insurance & upkeep.
Owning vs renting — Grayson Valley
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,177
- Renting$1,408
- Mortgage only$907
Property tax · $85/mo 0.59% of value a year — the ACS 2020-2024 median bill over the median home value for Jefferson County, AL
Insurance & upkeep · $185/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Grayson Valley, Jefferson County, Alabama
Grayson Valley, in Jefferson County, had 5,982 people in the 2020 census. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Jefferson County was 3.8% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Grayson Valley is a community in Jefferson County, Alabama, with a young population: residents are younger than in much of the country. Most homes are lived in by their owners rather than rented, and a typical home here costs less than a typical monthly rent might suggest for a larger city. Winters are mild and rarely bring snow, summers are hot, and the year is wet.
Work. Residents work mostly in schools, hospitals and social care, with many others in shops, in restaurants, hotels and entertainment, and in manufacturing. Across Jefferson County, the University of Alabama Hospital, Children's of Alabama and Jefferson County Schools are among the largest workplaces. Unemployment across the county has risen a little over the past year, and the number of jobs there has grown only slightly. Many residents commute, and some work from home.
Things to do. Barber Motorsports Park, a race track, and the Cahaba River are a short drive away, as is the Southern Museum of Flight. A longer drive brings you to Birmingham, where the Birmingham Museum of Art and Birmingham Zoo are among the places to visit.
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- 2,568households
- 25 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Jefferson County had 368,875 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 54° and lows near 31°; warmest in July, with highs near 90° and lows near 68°. About 1 inches of snow and 57 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Pinson weather station, 4 miles away (NOAA).
Largest workplaces in Jefferson County
- University of Alabama HospitalGeneral hospital11,411FTE
- UA Health Services FoundationCommunity health centers and clinics, outpatient5,637
- THE Children's Hospital of AlabamaChildren's hospital4,552FTE
- Brasfield & Gorrie Corporate OfficeCommercial building construction4,447
- AmazonGeneral warehousing and storage3,660
- Jefferson County SchoolsSchool district3,404FTE
- Southern Foodservice ManagementCafeteria food services contractors2,670
- Veterans Health AdministrationFederal government · Department of Veterans Affairs2,665
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 623 workplaces with 20 or more staff, 101,368 people in all across the county; Grayson Valley has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- LightningRelatively high
- Cold wavesrelatively high in parts of Grayson ValleyRelatively moderate
- Heat wavesRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Grayson Valley’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jefferson County and the Birmingham-Hoover, AL metro.
Grayson Valley home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Grayson Valley$172,894
- Alabama$238,614
- United States$366,157
Sellers are cutting prices on about 1 in 3 Grayson Valley listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Grayson Valley37.04%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Grayson Valley28
New listings per month
Sellers arriving at the market.
- Grayson Valley7
Zip codes with a Grayson Valley address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Grayson Valley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.