Groveland, Florida.
Typical home $367,343 (-3.0% in a year), asking rent $2,341 (+2.6%). Orlando-Kissimmee-Sanford, FL metro.
to buy the typical home at today's mortgage rate — +$974 (+102%) since Jan 2020.
- 1 year
- Down $11,211 -3%
- $378,555$367,343 since Sep 2025
- 5 years
- Up $46,010 +14%
- $321,334$367,343 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Groveland$1,928
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Groveland, FL fell 3.0% over the past year — slower than the nation's +1.2%.
Asking rents in Groveland, FL rose 2.6% over the past year — in step with the nation.
Owning the typical home in Groveland runs $214/mo more than renting one. The gap peaked at $597 in Oct 2022.
That is $2,555 a month against $2,341 rent: a $1,928 mortgage payment, plus $234 property tax and $393 insurance & upkeep.
Owning vs renting — Groveland
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,555
- Renting$2,341
- Mortgage only$1,928
Property tax · $234/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for Lake County, FL
Insurance & upkeep · $393/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Groveland, Lake County, Florida
Groveland is a city of 18,505 people in Lake County. Half its households earn more than $100,226 a year and half less, against $73,161 across Lake County; 4% of its people live below the poverty line. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Lake County was 4.9% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Groveland is a city in Lake County where almost everyone owns the home they live in, and incomes run well above the county's. Few residents live below the poverty line, and the population is middle-aged, with a good share of adults holding a four-year degree. Winters are mild, with January the coldest month but still much warmer than most of the country. Summers are hot, with July the warmest month and afternoons that are very warm indeed. Snow is rare, and the rain is steady through the year.
Work. Many residents work in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in professional and business services. Within Groveland itself, some of the largest workplaces are Cherrylake Main Office, a nursery that grows trees, Builders FirstSource, which makes engineered wood members, and Strada Services, a residential construction contractor. The typical commute is a long one, and a fair number of people work from home. Unemployment in Lake County is a little higher than a year ago, while the county has added a small number of jobs.
Things to do. The big theme parks and attractions are all a longer drive away. Walt Disney World Resort, the best known, is an amusement park complex, and Universal Studios Florida is another theme park. SeaWorld Orlando, an aquarium and marine park, is also a longer drive from town.
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- 8,122households
- 39%of adults have a degree
- 4%below the poverty line
- 35 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Lake County had 118,622 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 72° and lows near 49°; warmest in July, with highs near 94° and lows near 74°. About 51 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Clermont South weather station, 12 miles away (NOAA).
Largest workplaces in Groveland
- Cherrylake Main OfficeNursery with tree production474
- Builders FirstSourceEngineered wood member manufacturing150
- Strada ServicesResidential construction, single-family, general contractors140
- The Lane ConstructionPavement, highway, road, street, bridge or airport runway, construction105
- The Scotts Company - GrovelandGrowing media manufacturing & packaging67
- Builders FirstSourceEngineered wood member manufacturing56
- Waste Pro of Florida55
- Edge Elevator ProductsElevator manufacturer50
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 1,354 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Strong windRelatively high
- TornadoesRelatively high
- Inland floodingRelatively high
- Wildfirerelatively high in parts of GrovelandRelatively moderate
- Hurricanesrelatively high in parts of GrovelandRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Groveland’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lake County and the Orlando-Kissimmee-Sanford, FL metro.
Groveland home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Groveland$367,343
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Groveland listings, and the typical home goes pending in 53 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Groveland30.36%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Groveland53
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Groveland221
New listings per month
Sellers arriving at the market.
- Groveland47
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Groveland$354,949
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Groveland98.43%
Zip codes with a Groveland address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Groveland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.