Gulf Stream, Florida.
Typical home $2,814,663 (+11.1% in a year). Miami-Fort Lauderdale-Pompano Beach, FL metro.
to buy the typical home at today's mortgage rate — +$9,859 (+201%) since Jan 2020.
- 1 year
- Up $280,823 +11%
- $2,533,840$2,814,663 since Sep 2025
- 5 years
- Up $956,286 +51%
- $1,858,376$2,814,663 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Gulf Stream$14,773
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 8 years.
Typical home values in Gulf Stream, FL rose 11.1% over the past year — faster than the nation's +1.2%.
Living in Gulf Stream, Palm Beach County, Florida
Gulf Stream is a town of 954 people in Palm Beach County. Half its households earn more than $226,563 a year and half less, against $83,581 across Palm Beach County; 6% of its people live below the poverty line. 91% of its homes are lived in by their owners and 9% are rented. Unemployment in Palm Beach County was 4.6% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most people in Palm Beach County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Gulf Stream is a small town on the Atlantic coast of Palm Beach County, home to far fewer people than most towns. Residents are considerably older than in most places, and nearly all of them own the homes they live in. Household incomes run far above the county's, home values are among the highest anywhere, and a very large majority of adults hold a four-year degree. Winters are mild, with little or no snow, summers are hot, and a good deal of rain falls through the year.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in shops, and in restaurants, hotels and entertainment. Across Palm Beach County, the largest workplaces include Palm Beach Schools, Florida Atlantic University and Boca Raton Regional Hospital. Unemployment across the county is a little higher than a year ago, and the number of jobs has edged up only slightly.
Things to do. The Cornell Museum of Art & American Culture and the Spady Cultural Heritage Museum are in or beside town. A short drive away are the Boca Raton Museum of Art and the Morikami Museum and Japanese Gardens, a botanical garden. For a longer outing, the Norton Museum of Art is a longer drive away.
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- 379households
- 77%of adults have a degree
- 6%below the poverty line
What people in Palm Beach County work in
Employed residents by industry, from the Census survey. Palm Beach County had 670,798 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 75° and lows near 56°; warmest in August, with highs near 90° and lows near 74°. About 64 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Loxahatchee Nwr weather station, 10 miles away (NOAA).
Largest workplaces in Palm Beach County
- Palm Beach SchoolsSchool district22,545FTE
- NextEra EnergyCorporate, subsidiary, and regional managing offices4,470
- Florida Atlantic UniversityUniversity or college3,530
- Veterans Health AdministrationFederal government · Department of Veterans Affairs2,654
- Boca Raton Regional HospitalGeneral hospital2,406FTE
- The Breakers Palm BeachHotels with golf courses, tennis courts, and/or other health spa facilities2,406
- HCA Florida JFK HospitalGeneral hospital2,137FTE
- Bethesda HospitalGeneral hospital2,053FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 917 workplaces with 20 or more staff, 137,371 people in all across the county; Gulf Stream has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingRelatively high
- HurricanesRelatively high
- LightningRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Gulf Stream’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Palm Beach County and the Miami-Fort Lauderdale-Pompano Beach, FL metro.
Gulf Stream home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Gulf Stream$2,814,663
- Florida$375,361
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Gulf Stream5
Zip codes with a Gulf Stream address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Gulf Stream — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.