Gulfport, Mississippi.
Typical home $206,122 (+2.2% in a year), asking rent $1,467 (+2.5%). Gulfport-Biloxi, MS metro.
to buy the typical home at today's mortgage rate — +$560 (+107%) since Jan 2020.
- 1 year
- Up $4,494 +2%
- $201,628$206,122 since Sep 2025
- 5 years
- Up $33,125 +19%
- $172,998$206,122 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Gulfport$1,082
- Mississippi$1,021
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Gulfport, MS rose 2.2% over the past year — faster than the nation's +1.2%.
Asking rents in Gulfport, MS rose 2.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Gulfport runs $54/mo less than renting one. The gap peaked at $274 in Sep 2021.
That is $1,413 a month against $1,467 rent: a $1,082 mortgage payment, plus $111 property tax and $221 insurance & upkeep.
Owning vs renting — Gulfport
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,413
- Renting$1,467
- Mortgage only$1,082
Property tax · $111/mo 0.65% of value a year — the ACS 2020-2024 median bill over the median home value for Harrison County, MS
Insurance & upkeep · $221/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Gulfport, Harrison County, Mississippi
Gulfport is a city of 72,926 people in Harrison County. Half its households earn more than $49,919 a year and half less, against $59,479 across Harrison County; 23% of its people live below the poverty line. 55% of its homes are lived in by their owners and 45% are rented. Unemployment in Gulfport was 3.2% in August 2026, and Harrison County had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Gulfport is a city on the Mississippi Gulf Coast in Harrison County. Residents are somewhat younger than in many American towns, and more homes are lived in by their owners than by renters. Household incomes run below the county's, and a good many residents live below the poverty line. Winters are mild, with January the coldest month, while August is hot. Rain is plentiful through the year, well above what much of the country sees.
Work. Most residents work in schools, hospitals and social care, followed by restaurants, hotels and entertainment, and then shops and professional and business services. Among the largest workplaces in Gulfport are Harrison CO School Dist, Island View Casino Resort and Gulfport School Dist. Unemployment has eased over the past year, and Harrison County has added a few more jobs than it had the year before. A four-year degree is held by a minority of adults, and the typical commute is a modest one, so most people live fairly close to their work.
Things to do. The Mississippi Aquarium is a short drive away, as is the Jefferson Davis Presidential Library and Museum. For time on the water, the Biloxi River is a short drive away too. Farther afield, the Ohr-O'Keefe Museum Of Art is a longer drive away and offers a gallery visit for a different kind of day out.
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- 29,287households
- 24%of adults have a degree
- 23%below the poverty line
- 22 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Harrison County had 90,122 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 61° and lows near 42°; warmest in August, with highs near 91° and lows near 75°. About 63 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Gulfport - Biloxi Airport weather station, under a mile away (NOAA).
Largest workplaces in Gulfport
- Harrison CO School DistSchool district2,051FTE
- Island View Casino ResortHotels, resort, with casinos1,610
- Gulfport School DistSchool district875FTE
- Singing River GulfportGeneral hospital627FTE
- WalmartWarehouse clubs and supercenters404
- United States MarineBoat yards283
- Seemann CompositesCustom compounding of purchased plastics resins262
- John Fayard Moving & WarehousingGeneral freight trucking, long-distance, truckload200
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 69 workplaces with 20 or more staff, 7,618 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively high
- LightningRelatively high
- Tornadoesrelatively high in parts of GulfportRelatively moderate
- Heat wavesRelatively moderate
- Cold wavesRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Gulfport’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Harrison County and the Gulfport-Biloxi, MS metro.
Gulfport home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Gulfport$206,122
- Mississippi$194,531
- United States$366,157
Sellers are cutting prices on about 1 in 4 Gulfport listings, and the typical home goes pending in 36 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Gulfport25.73%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Gulfport36
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Gulfport623
New listings per month
Sellers arriving at the market.
- Gulfport131
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Gulfport$219,720
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Gulfport96.81%
Zip codes with a Gulfport address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Gulfport — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Gulfport
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 39503 | Gulfport | 55,059 | $1,608 | $231,475 |
| 39501 | Gulfport | 22,565 | $1,124 | $112,922 |
| 39507 | Gulfport | 18,564 | $1,384 | $213,426 |