Gunnison, Colorado.
Typical home $621,990 (+2.6% in a year).
to buy the typical home at today's mortgage rate — +$1,888 (+137%) since Jan 2020.
- 1 year
- Up $15,866 +3%
- $606,124$621,990 since Sep 2025
- 5 years
- Up $129,324 +26%
- $492,666$621,990 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Gunnison$3,265
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Gunnison, CO rose 2.6% over the past year — faster than the nation's +1.2%.
Living in Gunnison, Gunnison County, Colorado
Gunnison is a city of 6,560 people in Gunnison County. Half its households earn more than $62,189 a year and half less, against $84,527 across Gunnison County; 22% of its people live below the poverty line. 49% of its homes are lived in by their owners and 51% are rented. Unemployment in Gunnison County was 3.5% in August 2026, and the county had 2.6% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Gunnison is a small city with a young population, with a median age well below what most older homeowners would expect to find. Incomes in town run below the county's, and more residents live below the poverty line than is typical, while a large share of adults hold a four-year degree. Homes are split fairly evenly between owners and renters, and home values are high for a town of this size.
Work. Many residents work in schools, hospitals and social care, followed by restaurants, hotels and entertainment, professional and business services, and shops. Among the largest workplaces in Gunnison are Gunnison Valley Hospital, the Gunnison Watershed School District, and King Soopers. Across Gunnison County, there were somewhat fewer jobs last year than the year before, and unemployment has edged up from a year earlier. Commutes are short, and only a small share of people work from home.
Things to do. Taylor River and East River are both rivers a short drive away. Farther out, Gunnison National Forest is protected land, and Crested Butte Mountain Resort is a ski area. Winters are cold and snowy, with January the coldest month, while summers are mild and warm, with July the warmest.
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- 3,046households
- 60%of adults have a degree
- 22%below the poverty line
- 18 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Gunnison County had 9,439 jobs in 2025, 2.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 26° and lows near -6°; warmest in July, with highs near 80° and lows near 44°. About 46 inches of snow and 11 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Gunnison 3SW weather station, 3 miles away (NOAA).
Largest workplaces in Gunnison
- Gunnison Valley HospitalCritical access hospital328FTE
- Gunnison Watershed School District Re1JSchool district297FTE
- King SoopersSupermarkets and other grocery except convenience stores167
- WalmartDiscount department stores118
- Forest ServiceFederal government · Department of Agriculture66
- National Park ServiceFederal government · Department of the Interior51
- SafewaySupermarkets and other grocery stores46
- Integrated Design SolutionsGymnasium and playground equipment, manufacturing33
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 406 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- AvalanchesRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Gunnison’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Gunnison County.
Gunnison home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Gunnison$621,990
- Colorado$529,013
- United States$366,157
Sellers are cutting prices on about 1 in 3 Gunnison listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Gunnison29.31%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Gunnison83
New listings per month
Sellers arriving at the market.
- Gunnison13
Zip codes with a Gunnison address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Gunnison — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.