Gunter, Texas.
Typical home $651,117 (-2.3% in a year), asking rent $1,395 . Sherman-Denison, TX metro.
to buy the typical home at today's mortgage rate — +$1,977 (+137%) since Jan 2020.
- 1 year
- Down $15,334 -2%
- $666,451$651,117 since Sep 2025
- 5 years
- Up $142,025 +28%
- $509,092$651,117 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Gunter$3,418
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Gunter, TX fell 2.3% over the past year — slower than the nation's +1.2%.
Living in Gunter, Grayson County, Texas
Gunter is a city of 2,060 people in Grayson County. Half its households earn more than $120,000 a year and half less, against $72,182 across Grayson County; 2% of its people live below the poverty line. Unemployment in Grayson County was 4.4% in August 2026, and the county had 1.9% more jobs in 2025 than the year before. The most people in Grayson County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Gunter is a small city in Grayson County, home to a small population that has settled into a quiet corner of north Texas. Households here earn well above the county's typical income, very few residents live below the poverty line, and homes are valued far higher than in most of the surrounding area. The population is somewhat younger than in many small towns.
Work. Residents work mostly in schools, hospitals and social care, in shops, in manufacturing and in the building trades, and a fair number work from home. Across Grayson County, some of the largest workplaces are Texoma Medical Center, Tyson Fresh Meats and Sherman ISD. Jobs across the county grew slightly last year, and unemployment there is close to where it stood a year ago.
Things to do. Range Creek, a river, is a short drive away, and it is the closest of the nearby places. A longer drive brings you to the Museum of the American Railroad, Frank Buck Zoo and Hagerman National Wildlife Refuge, a protected area. Winters are cool but mild, and summers are hot, so outdoor trips suit the spring and fall best.
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- 706households
- 2%below the poverty line
- 14%work from home
What people in Grayson County work in
Employed residents by industry, from the Census survey. Grayson County had 52,998 jobs in 2025, 1.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 55° and lows near 33°; warmest in August, with highs near 96° and lows near 74°.
Average daily high and low, 1991–2020, at the Pilot Point Isl Du Boi weather station, 12 miles away (NOAA).
Largest workplaces in Grayson County
- Texoma Medical CenterGeneral hospital1,899FTE
- Tyson Fresh MeatsMeat processed from carcasses1,845
- Sherman ISDSchool district1,199FTE
- Ruiz Foods ProductMexican foods, frozen, manufacturing980
- Denison ISDSchool district631FTE
- Texas InstrumentsSemiconductor devices manufacturing608
- Grayson CollegeUniversity or college607
- WalmartRefrigerated warehousing and storage442
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 113 workplaces with 20 or more staff, 15,802 people in all across the county; Gunter has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- HailRelatively high
- TornadoesRelatively high
- Heat wavesRelatively high
- Cold wavesRelatively high
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Gunter’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Grayson County and the Sherman-Denison, TX metro.
Gunter home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Gunter$651,117
- Texas$296,424
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Gunter listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Gunter38.46%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Gunter77
New listings per month
Sellers arriving at the market.
- Gunter9
Zip codes with a Gunter address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Gunter — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.