Guthrie, Oklahoma.
Typical home $253,952 (+1.1% in a year), asking rent $1,243 (+5.8%). Oklahoma City, OK metro.
to buy the typical home at today's mortgage rate — +$660 (+98%) since Jan 2020.
- 1 year
- Up $2,849 +1%
- $251,103$253,952 since Sep 2025
- 5 years
- Up $19,789 +8%
- $234,163$253,952 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Guthrie$1,333
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 43 years.
Typical home values in Guthrie, OK rose 1.1% over the past year — in step with the nation.
Asking rents in Guthrie, OK rose 5.8% over the past year — faster than the nation's +2.7%.
Owning the typical home in Guthrie runs $526/mo more than renting one. The gap peaked at $635 in Feb 2025.
That is $1,769 a month against $1,243 rent: a $1,333 mortgage payment, plus $164 property tax and $272 insurance & upkeep.
Owning vs renting — Guthrie
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,769
- Renting$1,243
- Mortgage only$1,333
Property tax · $164/mo 0.78% of value a year — the ACS 2020-2024 median bill over the median home value for Logan County, OK
Insurance & upkeep · $272/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Guthrie, Logan County, Oklahoma
Guthrie is a city of 10,749 people in Logan County. Half its households earn more than $53,457 a year and half less, against $83,899 across Logan County; 19% of its people live below the poverty line. 65% of its homes are lived in by their owners and 35% are rented. Unemployment in Logan County was 4.0% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Guthrie is a small city in Logan County where most homes are lived in by their owners, and the people are about the age of the typical American. Household incomes in town sit well below the county's, and more residents live below the poverty line than most would expect in a place this size. Winters are cold and summers are hot, with moderate rain and melted snow through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, restaurants and hotels, and the building trades. Among the largest workplaces in Guthrie are Guthrie Schools, Mercy Hospital Logan County and Companion Health Care. Most people commute a fairly short way, and few work from home.
Things to do. In or beside town, the Apothecary Garden is a botanical garden, and the Guthrie Scottish Rite Museum is a museum open to visitors. Cottonwood Creek, also close by, is a river to walk along. For a bigger outing, the Oklahoma City National Memorial is a museum a longer drive away.
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- 4,055households
- 27%of adults have a degree
- 19%below the poverty line
- 24 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Logan County had 9,127 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 27°; warmest in July, with highs near 94° and lows near 72°. About 31 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Guthrie Municipal Airport weather station, 2 miles away (NOAA).
Largest workplaces in Guthrie
- Guthrie SchoolsSchool district437FTE
- Mercy Hospital Logan CountyCritical access hospital117FTE
- Companion Health CareSkilled nursing facilities68
- Forum USTanks, heavy gauge metal, manufacturing66
- Burgess ManufacturingPallet parts, wood, manufacturing45
- GuthrieMail and parcel delivery36
- E-school Virtual Academy (charter)School district30FTE
- Tractor Supply Company StoreGeneral merchandise stores20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 374 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- TornadoesVery high
- Ice stormsRelatively high
- HailRelatively high
- Heat wavesRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Guthrie’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Logan County and the Oklahoma City, OK metro.
Guthrie home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Guthrie$253,952
- Oklahoma$220,801
- United States$366,157
Sellers are cutting prices on about 1 in 4 Guthrie listings, and the typical home goes pending in 35 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Guthrie27.94%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Guthrie35
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Guthrie217
New listings per month
Sellers arriving at the market.
- Guthrie52
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Guthrie$238,454
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Guthrie98.07%
Zip codes with a Guthrie address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Guthrie — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.