States · Massachusetts · Hampshire County

Hadley, Massachusetts.

Typical home $523,705 (+2.3% in a year), asking rent $4,995 . Springfield, MA metro.

What it costs per month · Hadley $2,749/mo

to buy the typical home at today's mortgage rate — +$1,438 (+110%) since Jan 2020.

What the home itself did
1 year
Up $11,848 +2%
$511,858$523,705 since Sep 2025
5 years
Up $99,405 +23%
$424,300$523,705 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Hadley $2,749 Massachusetts $3,439 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Hadley$2,749
  • Massachusetts$3,439
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in Hadley, MA rose 2.3% over the past year — faster than the nation's +1.2%.

Living in Hadley, Hampshire County, Massachusetts

Hadley is a town of 5,325 people in Hampshire County. Half its households earn more than $119,259 a year and half less, against $87,001 across Hampshire County; 6% of its people live below the poverty line. 73% of its homes are lived in by their owners and 27% are rented. Unemployment in Hampshire County was 3.9% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 5,325 in the 2020 census
Household income $119,259 the median, give or take $11,537 · Hampshire County: $87,001
Unemployment 3.9% Hampshire County, August 2026; 4.3% a year before
Homes 73% lived in by their owners; 27% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Hadley is a small town in Hampshire County where most homes are lived in by their owners, and household incomes run well above the county's. Fewer residents live below the poverty line than you might expect, and a large majority of adults hold a four-year degree. Winters are cold and snowy, with January the coldest month, while July is warm; rain and melted snow add up to a fair amount over the year.

Work. Many residents work in schools, hospitals and social care, with others in professional and business services, manufacturing, and banks, insurance and property. Some of the largest workplaces in Hadley are Target, Stop & Shop and the U.S. Fish and Wildlife Service. The typical commute is a short one, and a good number of people work from home. Jobs across the county have slipped a little from a year earlier.

Things to do. The Mead Art Museum is in or beside town, and the Porter-Phelps-Huntington House, another museum, is close by as well. A short drive away are the Emily Dickinson Museum and Mount Holyoke Range State Park, a protected area for walking in the hills.

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  • 2,282households
  • 61%of adults have a degree
  • 6%below the poverty line
  • 20 mintypical commute
  • 20%work from home

What residents work in

  • Schools, hospitals and social care33%
  • Professional and business services14%
  • Manufacturing13%
  • Banks, insurance and property7%
  • Restaurants, hotels and entertainment7%
  • Shops (retail)6%

Employed residents by industry, from the Census survey. Hampshire County had 64,889 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 34° and 14°; warmest in July, 83° and 60° 20° 40° 60° 80° J 34° 14° F M A M J J 83° 60° A S O N D
Average daily high and low for each month: coldest in January, 34° and 14°; warmest in July, 83° and 60° 20° 40° 60° 80° J 34° 14° F M A M J J 83° 60° A S O N D

Coldest in January, with highs near 34° and lows near 14°; warmest in July, with highs near 83° and lows near 60°. About 36 inches of snow and 47 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Amherst weather station, 3 miles away (NOAA).

Largest workplaces in Hadley

  1. Hadley241
  2. TargetDiscount department stores184
  3. Lowe's Companies, INCHomecenter128
  4. Stop & ShopGrocery stores122
  5. U.s. Fish and Wildlife ServiceFederal government · Department of the Interior114
  6. Hadley SchoolsSchool district101FTE
  7. Pioneer Valley Chinese Immersion Charter (District)School district99FTE
  8. Trader Joe's 0512 HadleyGrocery store97

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 1,003 people in all. Federal offices come from OPM's federal workforce data (2026) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HurricanesRelatively moderate
  2. Inland floodingRelatively moderate
  3. Ice stormsRelatively moderate
  4. Strong windRelatively moderate
  5. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Hampshire County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hampshire County and the Springfield, MA metro.

Hadley home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Hadley $523,705 Massachusetts $655,219 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Hadley$523,705
  • Massachusetts$655,219
  • United States$366,157
Property tax, 2026 roll $4,742/yr median bill inside Hadley, effective 0.94% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

8 10 12 2026 Hadley 11
8 10 12 2026
  • Hadley11

New listings per month

Sellers arriving at the market.

4 4 4 2026 Hadley 4
4 4 4 2026
  • Hadley4

Zip codes with a Hadley address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hadley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Hadley