States · Maryland · Washington County

Halfway, Maryland.

Typical home $285,978 (-0.5% in a year). Hagerstown-Martinsburg, MD-WV metro.

What it costs per month · Halfway $1,501/mo

to buy the typical home at today's mortgage rate — +$815 (+119%) since Jan 2020.

What the home itself did
1 year
Down $1,415 -0%
$287,393$285,978 since Sep 2025
5 years
Up $58,569 +26%
$227,408$285,978 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Halfway $1,501 Maryland $2,230 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Halfway$1,501
  • Maryland$2,230
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Halfway, MD fell 0.5% over the past year — slower than the nation's +1.2%.

Living in Halfway, Washington County, Maryland

Halfway, in Washington County, had 11,896 people in the 2020 census. Half its households earn more than $71,036 a year and half less, against $77,747 across Washington County; 10% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Washington County was 3.9% in August 2026, and the county had 3.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then government.

People 11,896 in the 2020 census; median age 42.9
Household income $71,036 the median, give or take $9,614 · Washington County: $77,747
Unemployment 3.9% Washington County, August 2026; 4.9% a year before
Homes 72% lived in by their owners; 28% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Halfway is a community in Washington County, Maryland, where most homes are lived in by their owners. Residents are somewhat older than in many places, and household incomes run below the county's. Winters are cold, summers are warm, and precipitation is spread through the year as rain and melted snow.

Work. Many residents work in schools, hospitals and social care, with government, the building trades and shops also employing a good share. Within Halfway, some of the largest workplaces are Potomac Edison, Target and JCPenney. Commutes are typical for a town of this kind, and only a small share of people work from home.

Things to do. In or beside town, the Washington County Museum of Fine Arts and Hagerstown City Park, a garden, are close at hand. A short drive away, Crystal Grottoes is a protected area, and the Maryland Theatre is one of several theatres in the area. For a longer outing, Antietam National Battlefield is a longer drive away.

Report a mistake
  • 4,590households
  • 21%of adults have a degree
  • 10%below the poverty line
  • 22 mintypical commute
  • 7%work from home

What residents work in

  • Schools, hospitals and social care25%
  • Government12%
  • Building trades12%
  • Shops (retail)10%
  • Manufacturing9%
  • Professional and business services8%

Employed residents by industry, from the Census survey. Washington County had 66,110 jobs in 2025, 3.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 22°; warmest in July, 86° and 66° 20° 40° 60° 80° J 40° 22° F M A M J J 86° 66° A S O N D
Average daily high and low for each month: coldest in January, 40° and 22°; warmest in July, 86° and 66° 20° 40° 60° 80° J 40° 22° F M A M J J 86° 66° A S O N D

Coldest in January, with highs near 40° and lows near 22°; warmest in July, with highs near 86° and lows near 66°. About 44 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Hagerstown East weather station, 4 miles away (NOAA).

Largest workplaces in Halfway

  1. Potomac EdisonDistribution of electric power406
  2. TargetDiscount department stores158
  3. US Fitness HoldingsHealth and fitness center102
  4. JCPenneyRetail73
  5. Kohl's64
  6. BelkDepartment stores except discount department stores30
  7. Ocean State Job Lot MD1650All other general merchandise retailers29
  8. PlamondonFamily restaurants, limited-service29

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 975 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherrelatively high in parts of HalfwayRelatively moderate
  2. Strong windRelatively moderate
  3. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Halfway’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Washington County and the Hagerstown-Martinsburg, MD-WV metro.

Halfway home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Halfway $285,978 Maryland $424,890 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Halfway$285,978
  • Maryland$424,890
  • United States$366,157

Sellers are cutting prices on about 1 in 2 Halfway listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 30% 40% 2026 Halfway 44.34% United States 26.90%
20% 30% 40% 2026
  • Halfway44.34%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Halfway 21
10 20 30 40 2018 2022 2026
  • Halfway21

New listings per month

Sellers arriving at the market.

7 8 9 10 11 2026 Halfway 9
7 8 9 10 11 2026
  • Halfway9

Zip codes with a Halfway address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Halfway — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.