States · Missouri · Caldwell County

Hamilton, Missouri.

Typical home $236,968 (+2.2% in a year). Kansas City, MO-KS metro.

What it costs per month · Hamilton $1,244/mo

to buy the typical home at today's mortgage rate — +$721 (+138%) since Jan 2020.

What the home itself did
1 year
Up $5,059 +2%
$231,909$236,968 since Sep 2025
5 years
Up $52,476 +28%
$184,492$236,968 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Hamilton $1,244 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Hamilton$1,244
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Hamilton, MO rose 2.2% over the past year — faster than the nation's +1.2%.

Living in Hamilton, Caldwell County, Missouri

Hamilton is a city of 1,690 people in Caldwell County. Half its households earn more than $65,213 a year and half less, against $64,806 across Caldwell County; 6% of its people live below the poverty line. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Caldwell County was 3.7% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 1,690 in the 2020 census; median age 36.1
Household income $65,213 the median, give or take $12,902 · Caldwell County: $64,806
Unemployment 3.7% Caldwell County, August 2026; 4.3% a year before
Homes 58% lived in by their owners; 42% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Hamilton is a small city in Caldwell County, Missouri, with a younger population than many small towns and incomes just above the county's. Most homes are lived in by their owners, and a smaller share of residents live below the poverty line than you might expect. Winters are cold and a little snowy, summers are warm, and rain and melted snow fall steadily through the year.

Work. Residents work mostly in schools, hospitals and social care, followed by shops, manufacturing and the building trades. Across Caldwell County, the largest workplaces include Hamilton R-II Schools, Green Hills Communications and Commercial Metals Company. Unemployment across the county is lower than it was a year earlier, while the number of jobs has stayed close to level.

Things to do. For time outdoors, Wallace State Park is a protected area a longer drive away. Closer to town, Goose Creek and Kettle Creek are rivers a short drive away, and Honey Creek is another a longer drive away.

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  • 715households
  • 28%of adults have a degree
  • 6%below the poverty line
  • 24 mintypical commute
  • 12%work from home

What residents work in

  • Schools, hospitals and social care21%
  • Shops (retail)14%
  • Manufacturing12%
  • Building trades12%
  • Other services8%
  • Government7%

Employed residents by industry, from the Census survey. Caldwell County had 1,885 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 16°; warmest in July, 87° and 66° 20° 40° 60° 80° J 35° 16° F M A M J J 87° 66° A S O N D
Average daily high and low for each month: coldest in January, 35° and 16°; warmest in July, 87° and 66° 20° 40° 60° 80° J 35° 16° F M A M J J 87° 66° A S O N D

Coldest in January, with highs near 35° and lows near 16°; warmest in July, with highs near 87° and lows near 66°. About 8 inches of snow and 40 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Hamilton 2W weather station, 2 miles away (NOAA).

Largest workplaces in Caldwell County

  1. Hamilton R-II SchoolsSchool district93FTE
  2. Polo R-vii SchoolsSchool district73FTE
  3. Braymer C-4 SchoolsSchool district47FTE
  4. Green Hills CommunicationsLocal telephone carriers, wired32
  5. Commercial Metals CompanyBars, concrete reinforcing, manufacturing28
  6. Consumer Oil and Supply CoPlanting machinery and equipment, farm-type, merchant wholesalers28

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 88 people in all across the county; Hamilton has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. Winter weatherRelatively high
  3. TornadoesRelatively high
  4. DroughtRelatively moderate
  5. HailRelatively moderate
  6. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hamilton’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Caldwell County and the Kansas City, MO-KS metro.

Hamilton home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Hamilton $236,968 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Hamilton$236,968
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 25 2018 2019 2020 2021 2022 2023 2024 2025 2026 Hamilton 12
5 10 15 20 25 2018 2022 2026
  • Hamilton12

Zip codes with a Hamilton address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hamilton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Hamilton