Hamilton, Texas.
Typical home $223,615 (-0.4% in a year).
to buy the typical home at today's mortgage rate — +$637 (+119%) since Jan 2020.
- 1 year
- Down $964 -0%
- $224,579$223,615 since Sep 2025
- 5 years
- Up $17,968 +9%
- $205,647$223,615 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hamilton$1,174
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 41 years.
Typical home values in Hamilton, TX fell 0.4% over the past year — slower than the nation's +1.2%.
Living in Hamilton, Hamilton County, Texas
Hamilton is a city of 2,895 people in Hamilton County. Half its households earn more than $43,780 a year and half less, against $58,219 across Hamilton County; 16% of its people live below the poverty line. 69% of its homes are lived in by their owners and 31% are rented. Unemployment in Hamilton County was 4.8% in August 2026, and the county had 1.7% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hamilton is a small city, and the county seat of Hamilton County in central Texas. Most homes are lived in by their owners, and typical home values are modest. Household incomes run below the county's, and more residents live below the poverty line than is true everywhere. Few adults hold a four-year degree.
Work. Many residents work in schools, hospitals and social care, with others in restaurants, hotels, shops and wholesale. Among the biggest workplaces in town are Hamilton General Hospital, Hamilton ISD and Brookshire Brothers. Commutes are short, and almost no one works from home. Jobs across the county have slipped a little in the past year, and unemployment is unchanged from a year earlier.
Things to do. For time outdoors, Meridian State Park is a protected area a longer drive away. Lake Merritt and Proctor Lake are both reservoirs, also a longer drive away. Winters are mild and summers are hot, with August the warmest month, and rain and melted snow add up to a moderate amount through the year.
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- 1,059households
- 15%of adults have a degree
- 16%below the poverty line
- 10 mintypical commute
- 1%work from home
What residents work in
Employed residents by industry, from the Census survey. Hamilton County had 2,829 jobs in 2025, 1.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 59° and lows near 34°; warmest in August, with highs near 96° and lows near 72°. About 32 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Evant 1SSW weather station, 17 miles away (NOAA).
Largest workplaces in Hamilton
- Hamilton General HospitalCritical access hospital385FTE
- Hamilton ISDSchool district137FTE
- Brookshire BrothersGrocery stores50
- Lee HealthCareHome health care agencies47
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 97 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- TornadoesRelatively high
- HailRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hamilton’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hamilton County.
Hamilton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hamilton$223,615
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 7 Hamilton listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Hamilton14.18%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hamilton52
New listings per month
Sellers arriving at the market.
- Hamilton6
Zip codes with a Hamilton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hamilton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.