States · Virginia · Hampton City

Hampton, Virginia.

Typical home $279,178 (+2.5% in a year), asking rent $1,690 (+7.3%). Virginia Beach-Norfolk-Newport News, VA-NC metro.

What it costs per month · Hampton $1,465/mo

to buy the typical home at today's mortgage rate — +$815 (+125%) since Jan 2020.

What the home itself did
1 year
Up $6,892 +3%
$272,285$279,178 since Sep 2025
5 years
Up $61,198 +28%
$217,979$279,178 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Hampton $1,465 Virginia $2,164 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Hampton$1,465
  • Virginia$2,164
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Hampton, VA rose 2.5% over the past year — faster than the nation's +1.2%.

Asking rents in Hampton, VA rose 7.3% over the past year — faster than the nation's +2.7%.

Owning the typical home in Hampton runs $294/mo more than renting one. The gap peaked at $479 in Jan 2025.

That is $1,985 a month against $1,690 rent: a $1,465 mortgage payment, plus $220 property tax and $299 insurance & upkeep.

Owning vs renting — Hampton

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2018 2020 2022 2024 2026 Owning all in $1,985 Renting $1,690 Mortgage only $1,465
$1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$1,985
  • Renting$1,690
  • Mortgage only$1,465

Property tax · $220/mo 0.95% of value a year — the ACS 2020-2024 median bill over the median home value for Hampton City, VA

Insurance & upkeep · $299/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Hampton, Virginia

Hampton is a city of 137,148 people in Hampton city. Half its households earn more than $69,621 a year and half less, against $69,621 across Hampton city; 13% of its people live below the poverty line. 57% of its homes are lived in by their owners and 43% are rented. Unemployment in Hampton was 4.4% in August 2026, and Hampton city had 1.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 137,148 in the 2020 census; median age 36.8
Household income $69,621 the median, give or take $2,291 · Hampton city: $69,621
Unemployment 4.4% Hampton, August 2026; 4.5% a year before
Homes 57% lived in by their owners; 43% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Hampton is a city on the Virginia coast, and it is one of the oldest English-speaking communities in the country, with a history that stretches back to the early seventeenth century. Incomes here run about the same as the county's, which in this case is the city itself, and a majority of homes are lived in by their owners, though a good number of households rent. Winters are mild and rarely snowy, summers are hot, and rain falls through much of the year.

Work. Many residents work in schools, hospitals and social care, with others in professional and business services, manufacturing and shops. Among the biggest workplaces in the city are Hampton City Public Schools, Langley Research Center and Sentara Careplex Hospital. Most people have a commute of moderate length, and some work from home.

Things to do. Bay Shore Beach is in or beside town, and the Virginia Air and Space Science Center, a museum, is a short drive away. Fort Monroe, a historic fort, is also a short drive away. For a longer outing, Colonial Williamsburg is a longer drive away.

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  • 58,057households
  • 28%of adults have a degree
  • 13%below the poverty line
  • 22 mintypical commute
  • 10%work from home

What residents work in

  • Schools, hospitals and social care23%
  • Professional and business services12%
  • Manufacturing11%
  • Shops (retail)10%
  • Government10%
  • Restaurants, hotels and entertainment9%

Employed residents by industry, from the Census survey. Hampton city had 50,813 jobs in 2025, 1.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 49° and 32°; warmest in July, 87° and 71° 30° 40° 50° 60° 70° 80° 90° J 49° 32° F M A M J J 87° 71° A S O N D
Average daily high and low for each month: coldest in January, 49° and 32°; warmest in July, 87° and 71° 30° 40° 50° 60° 70° 80° 90° J 49° 32° F M A M J J 87° 71° A S O N D

Coldest in January, with highs near 49° and lows near 32°; warmest in July, with highs near 87° and lows near 71°. About 3 inches of snow and 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Langley Afb weather station, 4 miles away (NOAA).

Largest workplaces in Hampton

  1. Hampton City Public SchoolsSchool district3,179FTE
  2. Veterans Health AdministrationFederal government · Department of Veterans Affairs2,232
  3. Langley Research CenterFederal government · National Aeronautics and Space Administration1,184
  4. Sentara Careplex HospitalGeneral hospital1,080FTE
  5. Virginia Peninsula Community CollegeTwo-year college484
  6. Hampton Police DivisionPolice departments414
  7. City of HamptonParks and recreation commission, government389
  8. WalmartWarehouse clubs and supercenters377

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 76 workplaces with 20 or more staff, 9,494 people in all. School districts come from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hampton’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hampton city and the Virginia Beach-Norfolk-Newport News, VA-NC metro.

Hampton home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Hampton $279,178 Virginia $412,252 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Hampton$279,178
  • Virginia$412,252
  • United States$366,157
Property tax, 2026 roll $2,960/yr median bill inside Hampton, effective 1.11% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Hampton listings, and the typical home goes pending in 29 days — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 15% 20% 25% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Hampton 28.40% United States 26.90%
10% 15% 20% 25% 2018 2022 2026
  • Hampton28.40%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

10 20 30 40 2020 2021 2022 2023 2024 2025 2026 Hampton 29 United States 27
10 20 30 40 2020 2022 2024 2026
  • Hampton29
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

400 600 800 2018 2019 2020 2021 2022 2023 2024 2025 2026 Hampton 597
400 600 800 2018 2022 2026
  • Hampton597

New listings per month

Sellers arriving at the market.

150 200 250 300 2018 2019 2020 2021 2022 2023 2024 2025 2026 Hampton 193
150 200 250 300 2018 2022 2026
  • Hampton193

Median sale price

What buyers actually paid — closed sales, not asking prices.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Hampton $274,060 United States $371,407
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Hampton$274,060
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

99% 100% 101% 102% 2021 2022 2023 2024 2025 2026 Hampton 99.52%
99% 100% 101% 102% 2022 2024 2026
  • Hampton99.52%

Zip codes with a Hampton address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hampton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Hampton