States · Maryland · Washington County

Hancock, Maryland.

Typical home $254,106 (+1.7% in a year). Hagerstown-Martinsburg, MD-WV metro.

What it costs per month · Hancock $1,334/mo

to buy the typical home at today's mortgage rate — +$739 (+124%) since Jan 2020.

What the home itself did
1 year
Up $4,250 +2%
$249,856$254,106 since Sep 2025
5 years
Up $50,510 +25%
$203,596$254,106 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Hancock $1,334 Maryland $2,230 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Hancock$1,334
  • Maryland$2,230
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in Hancock, MD rose 1.7% over the past year — faster than the nation's +1.2%.

Living in Hancock, Washington County, Maryland

Hancock is a town of 1,557 people in Washington County. Unemployment in Washington County was 3.9% in August 2026, and the county had 3.0% more jobs in 2025 than the year before. The most people in Washington County work in schools and health care, then shops.

People 1,557 in the 2020 census
Household income Too few homes in Hancock for the Census survey to measure.
Unemployment 3.9% Washington County, August 2026; 4.9% a year before
Homes Too few homes in Hancock for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Hancock is a small town in Washington County, Maryland, with a population of the kind where neighbors tend to know one another. Few adults here hold a four-year degree compared with many other places, and the typical home is valued well below what a buyer would meet in much of the state. Winters are cold, with January the coldest month, and summers are warm, with July the hottest; a fair amount of rain and melted snow falls over the year.

Work. Residents work mostly in schools, hospitals and social care, in shops, in professional and business services, and in the building trades. Trulieve, Food Lion and Story of MD - Hancock are among the largest workplaces in town. The typical trip to work is a long one, and only a small share of people work from home. Across Washington County, jobs grew over the past year, and unemployment has eased compared with a year earlier.

Things to do. Warm Spring Run, a river, flows in or beside town. A short drive away are Berkeley Springs State Park, a protected area, and Fort Frederick, a historic fort. Antietam National Battlefield, an archaeological site, is a longer drive away.

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  • 799households
  • 10%of adults have a degree
  • 37 mintypical commute
  • 7%work from home

What people in Washington County work in

  • Schools, hospitals and social care22%
  • Shops (retail)12%
  • Professional and business services12%
  • Building trades9%
  • Government8%
  • Transport, warehouses and utilities8%

Employed residents by industry, from the Census survey. Washington County had 66,110 jobs in 2025, 3.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 21°; warmest in July, 85° and 62° 20° 40° 60° 80° J 40° 21° F M A M J J 85° 62° A S O N D
Average daily high and low for each month: coldest in January, 40° and 21°; warmest in July, 85° and 62° 20° 40° 60° 80° J 40° 21° F M A M J J 85° 62° A S O N D

Coldest in January, with highs near 40° and lows near 21°; warmest in July, with highs near 85° and lows near 62°. About 43 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cacapon St. Pk #2 weather station, 15 miles away (NOAA).

Largest workplaces in Hancock

  1. TrulieveManufacturingproductioncultivation163
  2. Food LionGrocery stores63
  3. Story of MD - HancockConcentrated medicinal chemicals, uncompounded, manufacturing50

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 276 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LandslidesRelatively moderate
  2. Winter weatherRelatively moderate
  3. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hancock’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Washington County and the Hagerstown-Martinsburg, MD-WV metro.

Hancock home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Hancock $254,106 Maryland $424,890 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Hancock$254,106
  • Maryland$424,890
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 2024 2025 2026 Hancock 16
5 10 15 2024 2025 2026
  • Hancock16

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Hancock address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hancock — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Hancock