Hancock, Maryland.
Typical home $254,106 (+1.7% in a year). Hagerstown-Martinsburg, MD-WV metro.
to buy the typical home at today's mortgage rate — +$739 (+124%) since Jan 2020.
- 1 year
- Up $4,250 +2%
- $249,856$254,106 since Sep 2025
- 5 years
- Up $50,510 +25%
- $203,596$254,106 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hancock$1,334
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Hancock, MD rose 1.7% over the past year — faster than the nation's +1.2%.
Living in Hancock, Washington County, Maryland
Hancock is a town of 1,557 people in Washington County. Unemployment in Washington County was 3.9% in August 2026, and the county had 3.0% more jobs in 2025 than the year before. The most people in Washington County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hancock is a small town in Washington County, Maryland, with a population of the kind where neighbors tend to know one another. Few adults here hold a four-year degree compared with many other places, and the typical home is valued well below what a buyer would meet in much of the state. Winters are cold, with January the coldest month, and summers are warm, with July the hottest; a fair amount of rain and melted snow falls over the year.
Work. Residents work mostly in schools, hospitals and social care, in shops, in professional and business services, and in the building trades. Trulieve, Food Lion and Story of MD - Hancock are among the largest workplaces in town. The typical trip to work is a long one, and only a small share of people work from home. Across Washington County, jobs grew over the past year, and unemployment has eased compared with a year earlier.
Things to do. Warm Spring Run, a river, flows in or beside town. A short drive away are Berkeley Springs State Park, a protected area, and Fort Frederick, a historic fort. Antietam National Battlefield, an archaeological site, is a longer drive away.
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- 799households
- 10%of adults have a degree
- 37 mintypical commute
- 7%work from home
What people in Washington County work in
Employed residents by industry, from the Census survey. Washington County had 66,110 jobs in 2025, 3.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 21°; warmest in July, with highs near 85° and lows near 62°. About 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cacapon St. Pk #2 weather station, 15 miles away (NOAA).
Largest workplaces in Hancock
- TrulieveManufacturingproductioncultivation163
- Food LionGrocery stores63
- Story of MD - HancockConcentrated medicinal chemicals, uncompounded, manufacturing50
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 276 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LandslidesRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hancock’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Washington County and the Hagerstown-Martinsburg, MD-WV metro.
Hancock home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hancock$254,106
- Maryland$424,890
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hancock16
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Hancock address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hancock — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.