States · Vermont · Caledonia County

Hardwick, Vermont.

Typical home $262,236 (+3.5% in a year).

What it costs per month · Hardwick $1,376/mo

to buy the typical home at today's mortgage rate — +$782 (+132%) since Jan 2020.

What the home itself did
1 year
Up $8,911 +4%
$253,325$262,236 since Sep 2025
5 years
Up $53,215 +25%
$209,021$262,236 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Hardwick $1,376 Vermont $2,057 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Hardwick$1,376
  • Vermont$2,057
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Hardwick, VT rose 3.5% over the past year — faster than the nation's +1.2%.

Living in Hardwick, Caledonia County, Vermont

Hardwick, in Caledonia County, had 1,269 people in the 2020 census. Unemployment in Caledonia County was 2.4% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most people in Caledonia County work in schools and health care, then shops.

People 1,269 in the 2020 census
Household income Too few homes in Hardwick for the Census survey to measure.
Unemployment 2.4% Caledonia County, August 2026; 2.6% a year before
Homes Too few homes in Hardwick for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Hardwick is a small community in Caledonia County, Vermont, where neighbors tend to know one another. Winters are cold, with January the coldest month and plenty of snow, and summers are mild and pleasant, with July the warmest. Precipitation is spread through the year, falling as rain in the warm months and snow in the cold ones. Homes here cost less than in much of the country, and incomes run a little below the county's.

Work. Many residents work in schools, hospitals and social care, with others in shops, manufacturing and the building trades. Across Caledonia County, the largest workplaces include Northeastern VT Regional Hospital, the Kingdom East Unified Union School District and Weidmann Electrical Technology. Very few people work from home, and the typical commute is a moderate drive, so most workers head out of the house each day.

Things to do. Elmore State Park and Lake Elmore, a reservoir, are both a short drive away and make good spots for walking, swimming or time by the water. The Winooski River is also close, and for a bit more driving, Trapp Family Lodge is a ski area and Lake Willoughby is a lake set among the hills. Winter brings snow for skiing, and the warmer months suit the parks and shoreline.

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  • 545households
  • 13%below the poverty line
  • 24 mintypical commute
  • 2%work from home

What people in Caledonia County work in

  • Schools, hospitals and social care30%
  • Shops (retail)12%
  • Manufacturing11%
  • Building trades10%
  • Professional and business services6%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Caledonia County had 11,164 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 26° and 5°; warmest in July, 79° and 55° 0° 20° 40° 60° 80° J 26° 5° F M A M J J 79° 55° A S O N D
Average daily high and low for each month: coldest in January, 26° and 5°; warmest in July, 79° and 55° 0° 20° 40° 60° 80° J 26° 5° F M A M J J 79° 55° A S O N D

Coldest in January, with highs near 26° and lows near 5°; warmest in July, with highs near 79° and lows near 55°. About 36 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Morrisville Stowe State Airport weather station, 13 miles away (NOAA).

Largest workplaces in Caledonia County

  1. Northeastern VT Regional HospitalCritical access hospital390FTE
  2. Weidmann Electrical TechnologyCardboard stock manufacturing352
  3. Kingdom East Unified Union School District #64School district282FTE
  4. Bear Den Operations CompanyAlpine skiing facilities with accommodations245
  5. Leisure HotelsFacilities support services230
  6. Saint Johnsbury School DistrictSchool district134FTE
  7. Momentum Manufacturing GroupPowder coating metals and metal products for the trade128
  8. GolubGrocery stores109

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 22 workplaces with 20 or more staff, 1,771 people in all across the county; Hardwick has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Inland floodingRelatively moderate
  3. LightningRelatively moderate
  4. Cold wavesRelatively moderate
  5. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hardwick’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Caledonia County.

Hardwick home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Hardwick $262,236 Vermont $391,900 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Hardwick$262,236
  • Vermont$391,900
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

8 10 12 15 2024 2025 2026 Hardwick 12
8 10 12 15 2024 2025 2026
  • Hardwick12

New listings per month

Sellers arriving at the market.

2 3 4 5 2026 Hardwick 5
2 3 4 5 2026
  • Hardwick5

Zip codes with a Hardwick address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hardwick — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Hardwick