Harmony, Indiana.
Typical home $148,052 (+1.3% in a year). Terre Haute, IN metro.
to buy the typical home at today's mortgage rate — +$437 (+129%) since Jan 2020.
- 1 year
- Up $1,970 +1%
- $146,082$148,052 since Sep 2025
- 5 years
- Up $34,927 +31%
- $113,125$148,052 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Harmony$777
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Harmony, IN rose 1.3% over the past year — in step with the nation.
Living in Harmony, Clay County, Indiana
Harmony is a town of 677 people in Clay County. Half its households earn more than $54,615 a year and half less, against $70,010 across Clay County; 11% of its people live below the poverty line. Unemployment in Clay County was 3.3% in August 2026, and the county had 5.3% fewer jobs in 2025 than the year before. The most people in Clay County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Harmony is a very small town in Clay County, Indiana, home to a small community. Household incomes are lower than across the county as a whole, and few adults hold a four-year degree. Winters are cold, with a good deal of snow, summers are warm, and rain and melted snow add up to a wet year overall. The typical commute is a moderate one.
Work. Residents work mostly in schools, hospitals and social care, with many others in manufacturing, shops, and transport, warehouses and utilities. Across Clay County, the largest workplaces include Great Dane - Brazil, a truck trailer manufacturer, Clay Community Schools, and Walmart. Unemployment in the county is a little lower than a year ago, though there were fewer jobs across the county last year than the year before.
Things to do. The Mansfield Roller Mill, a museum, is a short drive away. For a longer drive, Cataract Falls is a waterfall, and Turkey Run State Park is a protected area of woods and trails. The Swope Art Museum is also a longer drive away.
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- 328households
- 7%of adults have a degree
- 11%below the poverty line
- 23 mintypical commute
What people in Clay County work in
Employed residents by industry, from the Census survey. Clay County had 7,742 jobs in 2025, 5.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 17°; warmest in July, with highs near 83° and lows near 61°. About 22 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Greencastle West weather station, 13 miles away (NOAA).
Largest workplaces in Clay County
- Great Dane - BrazilTruck trailer manufacturing897
- Clay Community SchoolsSchool district608FTE
- WalmartDiscount department stores144
- Morris Manufacturing & SalesOil filters, automotive, truck, and bus, manufacturing129
- Towne park senior livingSkilled nursing facilities122
- Technifab ProductsMetal casting machinery and equipment manufacturing120
- Cloverleaf HealthcareNursing homes116
- Metals and AdditivesLead oxides manufacturing104
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 19 workplaces with 20 or more staff, 2,311 people in all across the county; Harmony has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- Winter weatherVery high
- HailRelatively high
- TornadoesRelatively high
- Cold wavesRelatively high
- EarthquakesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Harmony’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clay County and the Terre Haute, IN metro.
Harmony home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Harmony$148,052
- Indiana$257,165
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Harmony address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Harmony — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.