Hartford, South Dakota.
Typical home $405,364 (+3.1% in a year). Sioux Falls, SD metro.
to buy the typical home at today's mortgage rate — +$1,161 (+120%) since Jan 2020.
- 1 year
- Up $12,116 +3%
- $393,248$405,364 since Sep 2025
- 5 years
- Up $74,313 +22%
- $331,051$405,364 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hartford$2,128
- South Dakota$1,668
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Hartford, SD rose 3.1% over the past year — faster than the nation's +1.2%.
Living in Hartford, Minnehaha County, South Dakota
Hartford is a city of 3,354 people in Minnehaha County. Half its households earn more than $99,893 a year and half less, against $76,880 across Minnehaha County; 6% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Minnehaha County was 2.2% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hartford is a small city in Minnehaha County where most homes are lived in by their owners, and household incomes run well above the county's. Fewer residents live below the poverty line than many people might expect, and a good number of adults hold a four-year degree. Winters are cold, with January the coldest month and plenty of snow and frost, while summers are warm and the year brings a moderate amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, the building trades, banks, insurance and property, and shops. Across Minnehaha County, the biggest workplaces include Sanford USD Medical Center, Avera McKennan and the Sioux Falls School District. Unemployment in the county is low and has barely moved from a year earlier, and the commute is short for most people, with only a small number working from home.
Things to do. For a quick outing, Grass Lake, Beaver Lake and Lost Lake are all a short drive away. A longer drive brings you to the Great Plains Zoo, and the Washington Pavilion of Arts and Science is a museum a longer drive away as well.
Report a mistake
- 1,373households
- 34%of adults have a degree
- 6%below the poverty line
- 17 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Minnehaha County had 139,772 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 25° and lows near 7°; warmest in July, with highs near 85° and lows near 64°. About 28 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Sioux Falls Weather Office Airport weather station, 10 miles away (NOAA).
Largest workplaces in Minnehaha County
- Sanford USD Medical CenterGeneral hospital5,225FTE
- Avera MckennanGeneral hospital5,008FTE
- Sioux Falls School District 49-5School district3,273FTE
- Smithfield FoodsPork carcasses, half carcasses, and primal and sub-primal cuts produced in slaughtering plants3,136
- AmazonGeneral warehousing and storage1,924
- Sanford HealthAdministrative management services1,645
- Veterans Health AdministrationFederal government · Department of Veterans Affairs1,220
- Sanford HealthAdministrative management services566
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 312 workplaces with 20 or more staff, 50,506 people in all across the county; Hartford has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Ice stormsVery high
- Winter weatherVery high
- Cold wavesVery high
- HailRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hartford’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Minnehaha County and the Sioux Falls, SD metro.
Hartford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hartford$405,364
- South Dakota$317,874
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Hartford listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Hartford30.05%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hartford24
New listings per month
Sellers arriving at the market.
- Hartford6
Zip codes with a Hartford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hartford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.