Hartford, Vermont.
Typical home $431,994 (+5.0% in a year), asking rent $1,941 . Lebanon, NH-VT metro.
to buy the typical home at today's mortgage rate — +$1,338 (+144%) since Jan 2020.
- 1 year
- Up $20,533 +5%
- $411,461$431,994 since Sep 2025
- 5 years
- Up $103,239 +31%
- $328,755$431,994 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hartford$2,267
- Vermont$2,057
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Hartford, VT rose 5.0% over the past year — faster than the nation's +1.2%.
Living in Hartford, Windsor County, Vermont
Hartford is a town of 10,686 people in Windsor County. Half its households earn more than $78,125 a year and half less, against $77,594 across Windsor County; 11% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Windsor County was 2.4% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hartford is a Vermont town in Windsor County, with residents who tend to be older than the typical American and a good many who hold a four-year degree. Most homes are lived in by their owners, though there are some renters too. Household incomes run a little above the county's, and winters are cold and snowy while summers are pleasantly warm.
Work. Residents work mainly in schools, hospitals and social care, followed by shops, manufacturing, and professional and business services. Among the town's largest workplaces are the Hartford School District and King Arthur Baking Co. Commutes are short, and some people work from home.
Things to do. Quechee State Park is a protected area in or beside town, good for time outdoors. A short drive away are the Montshire Museum of Science and the Hood Museum of Art, and a bit farther is Saint-Gaudens National Historical Park, another protected area.
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- 4,685households
- 48%of adults have a degree
- 11%below the poverty line
- 18 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Windsor County had 23,203 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 8°; warmest in July, with highs near 80° and lows near 57°.
Average daily high and low, 1991–2020, at the North Hartland Lake weather station, 4 miles away (NOAA).
Largest workplaces in Hartford
- Hartford School DistrictSchool district321FTE
- King Arthur Baking Co., Inc. - Excalibur, Pendragon, OffsiteCorporate offices124
- King Arthur Baking Co., Inc. - Gen Warehouse & Storage (Avalon)Private warehousing and storage, general merchandise107
- ARIS SolutionsPayroll processing services93
- White River JunctionMail and parcel delivery90
- White River OperatorAssisted living facilities for the elderly87
- 4 Butler S BUS Service-hartford80
- UPSCouriers and express delivery services80
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 949 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LandslidesRelatively moderate
- Inland floodingRelatively moderate
- Winter weatherRelatively moderate
- Ice stormsRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Windsor County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Windsor County and the Lebanon, NH-VT metro.
Hartford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hartford$431,994
- Vermont$391,900
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Hartford listings, and the typical home goes pending in 12 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Hartford21.87%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hartford72
New listings per month
Sellers arriving at the market.
- Hartford25
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Hartford$458,537
- United States$371,407
Zip codes with a Hartford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hartford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Hartford
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 05001 | White River Junction | 9,751 | $1,866 | $410,874 |
| 05059 | Quechee | 510 | — | $534,523 |