Harvest, Alabama.
Typical home $313,055 (+0.8% in a year), asking rent $1,763 (+3.7%). Huntsville, AL metro.
to buy the typical home at today's mortgage rate — +$894 (+119%) since Jan 2020.
- 1 year
- Up $2,555 +1%
- $310,500$313,055 since Sep 2025
- 5 years
- Up $39,002 +14%
- $274,052$313,055 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Harvest$1,643
- Alabama$1,252
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Harvest, AL rose 0.8% over the past year — slower than the nation's +1.2%.
Asking rents in Harvest, AL rose 3.7% over the past year — faster than the nation's +2.7%.
Owning the typical home in Harvest runs $319/mo more than renting one. The gap peaked at $405 in Jan 2025.
That is $2,082 a month against $1,763 rent: a $1,643 mortgage payment, plus $103 property tax and $335 insurance & upkeep.
Owning vs renting — Harvest
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,082
- Renting$1,763
- Mortgage only$1,643
Property tax · $103/mo 0.40% of value a year — the ACS 2020-2024 median bill over the median home value for Madison County, AL
Insurance & upkeep · $335/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Harvest, Madison County, Alabama
Harvest, in Madison County, had 5,893 people in the 2020 census. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Madison County was 3.0% in August 2026, and the county had 2.3% more jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Harvest is a small community in Madison County, Alabama, where most homes are lived in by their owners, more so than is typical across the country. Homes here are priced above what many buyers elsewhere in Alabama would expect, and rents run on the high side too. A good share of adults hold a four-year degree, and the town's poverty rate is modest.
Work. Residents work mainly in professional and business services, in schools, hospitals and social care, in manufacturing, and in restaurants, hotels and entertainment. Across Madison County, the largest workplaces include Huntsville Hospital, Toyota Motor Mfg of Alabama and The Boeing Company. The county's job market has been growing, and unemployment there is low, a little higher than a year ago. A typical commute is fairly long, and only a small share of people work from home.
Things to do. The U.S. Space & Rocket Center is a museum that is a longer drive away, as is the Huntsville Museum of Art. For time outdoors, Monte Sano State Park is a protected area that is also a longer drive away, and so is the Huntsville Botanical Garden. Winters are cool and summers are hot, with plenty of rain through the year, so outings are easy to plan for most of the seasons.
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- 2,193households
- 39%of adults have a degree
- 11%below the poverty line
- 26 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Madison County had 235,169 jobs in 2025, 2.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 52° and lows near 30°; warmest in July, with highs near 91° and lows near 70°. About 56 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Ardmore weather station, 11 miles away (NOAA).
Largest workplaces in Madison County
- Huntsville HospitalGeneral hospital7,307FTE
- Toyota Motor Mfg of AlabamaVehicle assembly2,543
- The Boeing CompanyGuided missile and space vehicle manufacturing2,466
- Huntsville City SchoolsSchool district2,363FTE
- George C. Marshall Space Flight CenterFederal government · National Aeronautics and Space Administration2,070
- Leidos - DyneticsEngineering research and development laboratories or services2,032
- Madison County SchoolsSchool district2,020FTE
- Blue Origin HSV MCGuided missile and space vehicle manufacturing1,493
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 338 workplaces with 20 or more staff, 51,643 people in all across the county; Harvest has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- Cold wavesRelatively high
- LightningRelatively high
- Strong windrelatively high in parts of HarvestRelatively moderate
- Winter weatherrelatively high in parts of HarvestRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Harvest’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Madison County and the Huntsville, AL metro.
Harvest home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Harvest$313,055
- Alabama$238,614
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Harvest listings, and the typical home goes pending in 32 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Harvest31.67%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Harvest32
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Harvest224
New listings per month
Sellers arriving at the market.
- Harvest44
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Harvest$312,588
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Harvest97.62%
Zip codes with a Harvest address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Harvest — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.