Harwich, Massachusetts.
Typical home $754,788 (+3.8% in a year). Barnstable Town, MA metro.
to buy the typical home at today's mortgage rate — +$2,401 (+154%) since Jan 2020.
- 1 year
- Up $27,974 +4%
- $726,813$754,788 since Sep 2025
- 5 years
- Up $192,942 +34%
- $561,846$754,788 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Harwich$3,962
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Harwich, MA rose 3.8% over the past year — faster than the nation's +1.2%.
Living in Harwich, Barnstable County, Massachusetts
Harwich is a town of 13,440 people in Barnstable County. Half its households earn more than $96,966 a year and half less, against $95,241 across Barnstable County; 5% of its people live below the poverty line. 85% of its homes are lived in by their owners and 15% are rented. Unemployment in Barnstable County was 3.8% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Harwich is a Cape Cod town where the people who live here are older than in most of the country, and nearly everyone owns the home they live in. Incomes sit a little above the county's, and homes are valued well above what is typical nationally. Winters are cold and the summers mild, with rain and melted snow spread through the year.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in restaurants and hotels, and in the building trades. Among the largest workplaces in town are Super Stop & Shop, Cape Cod Regional Vocational Technical Schools and Regalcare at Harwich. Many adults hold a four-year degree, and a good number of people work from home.
Things to do. Nickerson State Park is a protected area a short drive away, and the Cape Cod Rail Trail, also a short drive off, gives walkers and cyclists a long path to follow. The Cape Cod Museum of Natural History is a museum a short drive away, a quiet place for a rainy afternoon. For a day out, Cape Cod National Seashore is a protected area a longer drive away.
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- 6,394households
- 51%of adults have a degree
- 5%below the poverty line
- 25 mintypical commute
- 17%work from home
What residents work in
Employed residents by industry, from the Census survey. Barnstable County had 96,491 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 25°; warmest in July, with highs near 78° and lows near 65°. About 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the West Harwich weather station, 3 miles away (NOAA).
Largest workplaces in Harwich
- Super Stop & ShopGrocery stores185
- Shaws SupermarketsSupermarkets and other grocery stores171
- Robert B Our CompanyExcavating, earthmoving, or land clearing contractors153
- Cape Cod Regional Vocational Technical SchoolsSchool district105FTE
- Regalcare at HarwichSkilled nursing facilities101
- Cape Cod Lighthouse Charter (District)School district38FTE
- North Country AssociatesRest homes with nursing care37
- HarwichMail and parcel delivery22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 689 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingVery high
- HurricanesRelatively high
- LightningRelatively high
- Inland floodingRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Barnstable County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Barnstable County and the Barnstable Town, MA metro.
Harwich home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Harwich$754,788
- Massachusetts$655,219
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Harwich listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Harwich23.45%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Harwich30
New listings per month
Sellers arriving at the market.
- Harwich13
Zip codes with a Harwich address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Harwich — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.