States · Florida · Gadsden County

Havana, Florida.

Typical home $264,149 (-1.4% in a year). Tallahassee, FL metro.

What it costs per month · Havana $1,386/mo

to buy the typical home at today's mortgage rate — +$762 (+122%) since Jan 2020.

What the home itself did
1 year
Down $3,671 -1%
$267,819$264,149 since Sep 2025
5 years
Up $54,382 +26%
$209,766$264,149 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Havana $1,386 Florida $1,970 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Havana$1,386
  • Florida$1,970
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Havana, FL fell 1.4% over the past year — slower than the nation's +1.2%.

Living in Havana, Gadsden County, Florida

Havana is a town of 1,753 people in Gadsden County. Half its households earn more than $60,799 a year and half less, against $48,801 across Gadsden County. 78% of its homes are lived in by their owners and 22% are rented. Unemployment in Gadsden County was 5.8% in August 2026, and the county had 5.5% fewer jobs in 2025 than the year before. The most people in Gadsden County work in schools and health care, then government.

People 1,753 in the 2020 census
Household income $60,799 the median, give or take $9,423 · Gadsden County: $48,801
Unemployment 5.8% Gadsden County, August 2026; 5.3% a year before
Homes 78% lived in by their owners; 22% rented

Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Havana is a small town in Gadsden County, and most of its homes are lived in by their owners. Household incomes here run well above the county's, and the typical home value sits in the middle of the range. Winters are cool and mild, with January the coldest month, and summers are hot, with July the warmest. Rain and melted snow add up to a good deal over the year.

Work. Residents work mostly in schools, hospitals and social care, with government, shops and the building trades close behind. Across Gadsden County, the largest workplaces include Gadsden Schools, Boise Cascade Co and Ajax Building Company. Unemployment across the county is a little higher than a year ago, and the county has fewer jobs than it did the year before. A four-year degree is held by a smaller share of adults than not, and a typical commute is a fairly long one.

Things to do. Lake Jackson is a lake a short drive away, and it is the nearest of the places worth knowing. A longer drive brings you to Alfred B. Maclay Gardens State Park, a botanical garden, and to Lake Talquin State Park, a protected area set around a lake. Lake Jackson Mounds Archaeological State Park, also a longer drive, is a protected area that preserves an old ceremonial site.

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  • 1,003households
  • 28%of adults have a degree
  • 29 mintypical commute

What people in Gadsden County work in

  • Schools, hospitals and social care25%
  • Government15%
  • Shops (retail)9%
  • Building trades9%
  • Restaurants, hotels and entertainment8%
  • Transport, warehouses and utilities8%

Employed residents by industry, from the Census survey. Gadsden County had 15,415 jobs in 2025, 5.5% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 64° and 40°; warmest in July, 91° and 72° 40° 60° 80° 100° J 64° 40° F M A M J J 91° 72° A S O N D
Average daily high and low for each month: coldest in January, 64° and 40°; warmest in July, 91° and 72° 40° 60° 80° 100° J 64° 40° F M A M J J 91° 72° A S O N D

Coldest in January, with highs near 64° and lows near 40°; warmest in July, with highs near 91° and lows near 72°. About 60 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Quincy Ssw weather station, 12 miles away (NOAA).

Largest workplaces in Gadsden County

  1. Gadsden SchoolsSchool district772FTE
  2. Trulieve MidwayManufacturingproductioncultivation431
  3. Boise Cascade CoSoftwood veneer and plywood manufacturing316
  4. Ajax Building CompanyConstruction management, commercial and institutional building315
  5. WalmartWarehouse clubs and supercenters220
  6. Management & Training CorporationJails, privately operated193
  7. Waste Pro of Florida185
  8. Equix Energy Services, LLC - TallahasseePipeline, gas and oil, construction180

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 23 workplaces with 20 or more staff, 2,908 people in all across the county; Havana has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningRelatively high
  2. HurricanesRelatively high
  3. Cold wavesRelatively high
  4. TornadoesRelatively high
  5. Heat wavesRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Havana’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Gadsden County and the Tallahassee, FL metro.

Havana home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Havana $264,149 Florida $375,361 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Havana$264,149
  • Florida$375,361
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Havana listings — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 30% 2024 2025 2026 Havana 23.26% United States 26.90%
15% 20% 25% 30% 2024 2025 2026
  • Havana23.26%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Havana 43
20 30 40 2018 2022 2026
  • Havana43

New listings per month

Sellers arriving at the market.

8 10 12 2026 Havana 13
8 10 12 2026
  • Havana13

Zip codes with a Havana address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Havana — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Havana