Helena, Missouri.
Typical home $282,688 (+6.4% in a year). St. Joseph, MO-KS metro.
to buy the typical home at today's mortgage rate — +$936 (+171%) since Jan 2020.
- 1 year
- Up $16,960 +6%
- $265,729$282,688 since Sep 2025
- 5 years
- Up $90,270 +47%
- $192,418$282,688 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Helena$1,484
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Helena, MO rose 6.4% over the past year — faster than the nation's +1.2%.
Living in Helena, Andrew County, Missouri
The Census does not count Helena on its own, so the figures here are Andrew County's. Half the county's households earn more than $75,625 a year and half less; 6% of the county's people live below the poverty line. 77% of the county's homes are lived in by their owners and 23% are rented. Unemployment in Andrew County was 3.4% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most people in Andrew County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Helena is a small town in Andrew County, in northwestern Missouri. Most homes across the county are lived in by their owners, and the typical resident is middle-aged. Relatively few households live below the poverty line, and winters are cold, with January the coldest month, while July brings the warmest days. The year also brings a good deal of rain and melted snow.
Work. Jobs in Andrew County grew slightly over the past year, and unemployment has eased since last year. Many residents work in schools, hospitals and social care, in manufacturing, in retail shops, or in the building trades. Few people work from home, and a four-year degree is less common than across the country, so hands-on and service work shapes daily life. Most people's commutes are fairly short.
Things to do. Crooked Creek, a river a short drive away, is a good place to spend time outdoors. The Glore Psychiatric Museum, a museum a longer drive away, offers a look at the area's history. The Missouri Theatre, a theatre also a longer drive off, is another place to spend an evening.
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- 6,988households
- 42.5median age
- 29%of adults have a degree
- 6%below the poverty line
- 22 mintypical commute
- 7%work from home
What people in Andrew County work in
Employed residents by industry, from the Census survey. Andrew County had 2,850 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 16°; warmest in July, with highs near 87° and lows near 67°. About 37 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cosby 2W weather station, 6 miles away (NOAA).
Largest workplaces in Andrew County
- Savannah R-iii SchoolsSchool district231FTE
- HGI St JoCasinos187
- VerticalNursing homes136
- Laverna Manor Health and RehabilitationSkilled nursing facilities89
- North Andrew Co. R-VI SchoolsSchool district52FTE
- Summit School ServicesSchool and employee bus transportation46
- United Electric Cooperative-SavannahDistribution of electric power41
- United Electric CooperativeInternet service providers, using own operated wired telecommunications infrastructure33
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 601 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Andrew County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Andrew County and the St. Joseph, MO-KS metro.
Helena home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Helena$282,688
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Helena address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Helena — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.