Henderson, Maryland.
Typical home $385,214 (+1.5% in a year).
to buy the typical home at today's mortgage rate — +$1,053 (+109%) since Jan 2020.
- 1 year
- Up $5,636 +1%
- $379,578$385,214 since Sep 2025
- 5 years
- Up $48,540 +14%
- $336,674$385,214 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Henderson$2,022
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Henderson, MD rose 1.5% over the past year — faster than the nation's +1.2%.
Living in Henderson, Caroline County, Maryland
Henderson is a town of 160 people in Caroline County. Unemployment in Caroline County was 3.6% in August 2026, and the county had 2.5% fewer jobs in 2025 than the year before. The most people in Caroline County work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Henderson is a very small town in Caroline County, Maryland, with few residents and a quiet, rural feel. Very few adults here hold a four-year degree, and home values run well above what household incomes across the county might suggest. Winters are cold, with highs in the low range for the coldest month and some snow each year, while summers turn properly hot and the year brings plenty of rain.
Work. Residents work mostly in schools, hospitals and social care, the building trades, shops, and professional and business services. Across Caroline County, the largest workplaces include Caroline County Public Schools, the County Commissioners of Caroline County and Walmart. Unemployment in the county has eased compared with a year earlier, though the county has fewer jobs than it did the year before.
Things to do. Much of what is nearby is water and open land, and all of it is a longer drive away. Tuckahoe State Park is a protected area, Adkins Arboretum is a botanical garden, and the Chester River is one of the rivers of the area. Dover Motor Speedway, a race track, is also a longer drive away.
Report a mistake
- 4%of adults have a degree
What people in Caroline County work in
Employed residents by industry, from the Census survey. Caroline County had 9,016 jobs in 2025, 2.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 28°; warmest in July, with highs near 87° and lows near 69°. About 13 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Dover weather station, 15 miles away (NOAA).
Largest workplaces in Caroline County
- Caroline County Public SchoolsSchool district930FTE
- County Commissioners of Caroline County341
- WalmartWarehouse clubs and supercenters324
- Service TodayPlumbing, heating, and air-conditioning contractors164
- Denton Nursing & RehabSkilled nursing facilities130
- Lywood ElectricElectrical wiring contractors128
- TRI GAS & OIL457210 fuel dealers103
- Hub GroupSpecialized freight trucking, local90
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 18 workplaces with 20 or more staff, 1,753 people in all across the county; Henderson has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively high
- Strong windRelatively high
- HurricanesRelatively high
- Winter weatherRelatively high
- HailRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Henderson’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Caroline County.
Henderson home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Henderson$385,214
- Maryland$424,890
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Henderson address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Henderson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.