States · Missouri · Cole County

Henley, Missouri.

Typical home $368,898 (+11.3% in a year). Jefferson City, MO metro.

What it costs per month · Henley $1,936/mo

to buy the typical home at today's mortgage rate — +$1,205 (+165%) since Jan 2020.

What the home itself did
1 year
Up $37,447 +11%
$331,451$368,898 since Sep 2025
5 years
Up $119,119 +48%
$249,779$368,898 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Henley $1,936 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Henley$1,936
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in Henley, MO rose 11.3% over the past year — faster than the nation's +1.2%.

Living in Henley, Cole County, Missouri

The Census does not count Henley on its own, so the figures here are Cole County's. Half the county's households earn more than $74,876 a year and half less; 9% of the county's people live below the poverty line. 68% of the county's homes are lived in by their owners and 32% are rented. Unemployment in Cole County was 3.3% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most people in Cole County work in schools and health care, then government.

People 77,000 about, in Cole County: the Census does not count Henley on its own
Household income $74,876 the median in Cole County, give or take $3,475
Unemployment 3.3% Cole County, August 2026; 3.6% a year before
Homes 68% lived in by their owners; 32% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Henley is a small town in Cole County, Missouri, where most homes are lived in by their owners. The winters are cold and the summers are hot, and the climate is wet enough that rain and melted snow fall heavily through the year. Many residents have a four-year degree, and the town has a steady, quiet feel.

Work. Unemployment across Cole County has eased somewhat over the past year, and job numbers have edged up. Most residents work in schools, hospitals and social care, in government, in shops, or in professional and business services. Commutes are fairly brief, and most people work outside the home.

Things to do. Bois Brule Creek runs in or beside town, so it is the closest place for a quiet walk or a day by the water. Lake of the Ozarks, a reservoir a longer drive away, is one of the best known spots in the area for boating and fishing. The Osage River, also a longer drive off, offers another river setting for those willing to travel a bit further.

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  • 31,086households
  • 39.9median age
  • 39%of adults have a degree
  • 9%below the poverty line
  • 18 mintypical commute
  • 9%work from home

What people in Cole County work in

  • Schools, hospitals and social care22%
  • Government16%
  • Shops (retail)11%
  • Professional and business services9%
  • Building trades8%
  • Manufacturing8%

Employed residents by industry, from the Census survey. Cole County had 54,542 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 22°; warmest in July, 89° and 69° 20° 40° 60° 80° J 40° 22° F M A M J J 89° 69° A S O N D
Average daily high and low for each month: coldest in January, 40° and 22°; warmest in July, 89° and 69° 20° 40° 60° 80° J 40° 22° F M A M J J 89° 69° A S O N D

Coldest in January, with highs near 40° and lows near 22°; warmest in July, with highs near 89° and lows near 69°. About 45 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Eldon weather station, 15 miles away (NOAA).

Largest workplaces in Cole County

  1. Jefferson City SchoolsSchool district1,491FTE
  2. Hitachi Energy USA, inc. Jefferson CityDistribution transformers, electric, manufacturing1,256
  3. ScholasticGeneral warehousing and storage906
  4. Unilever680
  5. Capital Holding GroupConstruction management, highway, road, street and bridge678
  6. SSM Health-st. Marys-jefferson CityGeneral hospital649FTE
  7. Capital Region Medical CenterGeneral hospital611FTE
  8. Jefferson City Medical GroupPhysicians' offices590

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 75 workplaces with 20 or more staff, 12,395 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. Heat wavesRelatively moderate
  3. TornadoesRelatively moderate
  4. Winter weatherRelatively moderate
  5. Strong windRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Cole County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cole County and the Jefferson City, MO metro.

Henley home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Henley $368,898 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Henley$368,898
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Henley address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Henley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Henley