Henrietta, Texas.
Typical home $177,990 (+3.4% in a year). Wichita Falls, TX metro.
to buy the typical home at today's mortgage rate — +$438 (+88%) since Jan 2020.
- 1 year
- Up $5,856 +3%
- $172,134$177,990 since Sep 2025
- 5 years
- Up $17,720 +11%
- $160,270$177,990 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Henrietta$934
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 33 years.
Typical home values in Henrietta, TX rose 3.4% over the past year — faster than the nation's +1.2%.
Living in Henrietta, Clay County, Texas
Henrietta is a city of 3,111 people in Clay County. Half its households earn more than $66,630 a year and half less, against $80,114 across Clay County; 8% of its people live below the poverty line. 78% of its homes are lived in by their owners and 22% are rented. Unemployment in Clay County was 4.1% in August 2026, and the county had 3.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Henrietta is a small city and the seat of Clay County in north Texas, where most homes are lived in by their owners. Household incomes run below the county's, and typical home values sit at a level many longtime owners would find familiar for a town this size. Winters are mild and brief, with little snow, and summers are hot, with July the warmest month.
Work. Residents work mostly in schools, hospitals and social care, with shops, transport and warehousing, and manufacturing also employing many. Across Clay County, some of the largest workplaces are Henrietta ISD, Clay County Memorial Hospital and Triangle Brick Company. Commutes are fairly short, and few people work from home.
Things to do. For time outdoors, Lake Arrowhead State Park is a state park on a reservoir, and Lake Arrowhead itself is a reservoir for boating and fishing, both a longer drive away. The Professional Wrestling Hall of Fame and Museum is a museum, also a longer drive away. Rainfall is moderate through the year, so a day on the water is easy to plan in the warmer months.
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- 1,337households
- 26%of adults have a degree
- 8%below the poverty line
- 20 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Clay County had 1,677 jobs in 2025, 3.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 55° and lows near 29°; warmest in July, with highs near 96° and lows near 71°. About 1 inches of snow and 32 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Henrietta weather station, under a mile away (NOAA).
Largest workplaces in Clay County
- Howmet - Wichita FallsFoundries, nonferrous metals903
- Henrietta ISDSchool district192FTE
- Triangle Brick CompanyBricks, clay refractory, manufacturing103
- P&S Transportation Wichita FallsFlatbed trucking, long-distance99
- Clay County Memorial HospitalCritical access hospital94FTE
- Petrolia CisdSchool district83FTE
- ABM IndustriesService to buildings and dwellings67
- Bellevue ISDSchool district37FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 1,260 people in all across the county; Henrietta has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- Strong windRelatively high
- HailRelatively high
- WildfireRelatively moderate
- Ice stormsRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Henrietta’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clay County and the Wichita Falls, TX metro.
Henrietta home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Henrietta$177,990
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 5 Henrietta listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Henrietta20.55%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Henrietta39
New listings per month
Sellers arriving at the market.
- Henrietta9
Zip codes with a Henrietta address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Henrietta — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.