Hereford, Texas.
Typical home $168,485 (-1.8% in a year). Hereford, TX metro.
to buy the typical home at today's mortgage rate — +$457 (+107%) since Jan 2020.
- 1 year
- Down $3,029 -2%
- $171,514$168,485 since Sep 2025
- 5 years
- Up $9,964 +6%
- $158,521$168,485 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hereford$884
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 57 years.
Typical home values in Hereford, TX fell 1.8% over the past year — slower than the nation's +1.2%.
Living in Hereford, Deaf Smith County, Texas
Hereford is a city of 14,972 people in Deaf Smith County. Half its households earn more than $56,868 a year and half less, against $60,799 across Deaf Smith County; 16% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Deaf Smith County was 3.8% in August 2026, and the county had 1.6% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hereford is a small city in Deaf Smith County, and its people are younger than in most American places. Most homes are lived in by their owners, and typical home values sit at a moderate level. Incomes run a little below the county's as a whole, and few adults hold a four-year degree. Winters are cold, with some snow, and summers are hot, while the year as a whole stays fairly dry.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in restaurants and hotels. Among the town's largest workplaces are Hereford ISD, Hereford Regional Medical CTR and United Supermarkets. Commutes are short, and very few people work from home. Across Deaf Smith County there were slightly fewer jobs last year than the year before, though unemployment has held steady.
Things to do. Buffalo Lake National Wildlife Refuge is a protected area for wildlife and quiet time outdoors, and it is a longer drive away. The Panhandle–Plains Historical Museum is also a longer drive away and is a good stop for anyone curious about the history of this part of Texas.
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- 4,873households
- 8%of adults have a degree
- 16%below the poverty line
- 16 mintypical commute
- 2%work from home
What residents work in
Employed residents by industry, from the Census survey. Deaf Smith County had 8,262 jobs in 2025, 1.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 22°; warmest in July, with highs near 92° and lows near 65°. About 14 inches of snow and 19 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hereford weather station, under a mile away (NOAA).
Largest workplaces in Hereford
- Hereford ISDSchool district607FTE
- Hereford Regional Medical CTRGeneral hospital150FTE
- United SupermarketsSupermarket110
- Deaf Smith Electric CooperativeDistribution of electric power50
- White EnergyDenatured alcohol manufacturing44
- GreendfieldFlour mixes made in flour mills40
- SFEFood services39
- HerefordMail and parcel delivery26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 309 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- TornadoesVery high
- HailRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hereford’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Deaf Smith County and the Hereford, TX metro.
Hereford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hereford$168,485
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 6 Hereford listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Hereford15.48%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hereford74
New listings per month
Sellers arriving at the market.
- Hereford12
Zip codes with a Hereford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hereford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.