Hermosa, South Dakota.
Typical home $517,528 (-1.3% in a year). Rapid City, SD metro.
to buy the typical home at today's mortgage rate — +$1,614 (+146%) since Jan 2020.
- 1 year
- Down $7,018 -1%
- $524,546$517,528 since Sep 2025
- 5 years
- Up $112,267 +28%
- $405,261$517,528 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hermosa$2,716
- South Dakota$1,668
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Hermosa, SD fell 1.3% over the past year — slower than the nation's +1.2%.
Living in Hermosa, Custer County, South Dakota
Hermosa is a town of 382 people in Custer County. Unemployment in Custer County was 2.2% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most people in Custer County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hermosa is a very small town in the Black Hills country of South Dakota, where everyone is likely to know one another by sight. Homes here are valued well above what the county's incomes might suggest, and few adults hold a four-year degree. Winters are cold and snowy, with February the coldest month, while July brings warm days, and moisture through the year is modest.
Work. Across Custer County, jobs are close to steady, and unemployment is low and little changed from a year ago. Residents work mostly in schools, hospitals and social care, with others in professional and business services, in farming, forestry and mining, and in restaurants and hotels. The largest workplaces across the county include Custer School District, Monument Health Custer Hospital and the Forest Service, and the typical commute is a fairly long one.
Things to do. Grace Coolidge Creek runs in or beside town, a quiet place for a walk along the water. A short drive away is Rushmore Cave, a tourist attraction underground. A longer drive leads to Wind Cave National Park and Custer State Park, both well known for open country and wildlife.
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- 8%of adults have a degree
- 29 mintypical commute
What people in Custer County work in
Employed residents by industry, from the Census survey. Custer County had 2,690 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in February, with highs near 36° and lows near 18°; warmest in July, with highs near 79° and lows near 59°. About 59 inches of snow and 24 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mount Rushmore Nmem weather station, 14 miles away (NOAA).
Largest workplaces in Custer County
- Custer School District 16-1School district170FTE
- Monument Health Custer HospitalCritical access hospital134FTE
- Forest ServiceFederal government · Department of Agriculture109
- Monument HealthCommunity health centers and clinics, outpatient33
- Black Hills Electric CooperativeDistribution of electric power28
- M.G. Oil CompanyConvenience food stores28
- National Park ServiceFederal government · Department of the Interior24
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 230 people in all across the county; Hermosa has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- WildfireVery high
- Winter weatherVery high
- LightningVery high
- HailRelatively high
- Inland floodingRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hermosa’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Custer County and the Rapid City, SD metro.
Hermosa home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hermosa$517,528
- South Dakota$317,874
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hermosa10
Zip codes with a Hermosa address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hermosa — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.