States · Indiana · Dearborn County

Hidden Valley, Indiana.

Typical home $369,238 (+4.1% in a year). Cincinnati, OH-KY-IN metro.

What it costs per month · Hidden Valley $1,938/mo

to buy the typical home at today's mortgage rate — +$1,066 (+122%) since Jan 2020.

What the home itself did
1 year
Up $14,508 +4%
$354,730$369,238 since Sep 2025
5 years
Up $78,135 +27%
$291,103$369,238 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Hidden Valley $1,938 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Hidden Valley$1,938
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Hidden Valley, IN rose 4.1% over the past year — faster than the nation's +1.2%.

Living in Hidden Valley, Dearborn County, Indiana

Hidden Valley, in Dearborn County, had 5,529 people in the 2020 census. Half its households earn more than $121,208 a year and half less, against $84,735 across Dearborn County; 2% of its people live below the poverty line. 98% of its homes are lived in by their owners and 2% are rented. Unemployment in Dearborn County was 3.3% in August 2026, and the county had 2.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 5,529 in the 2020 census; median age 40.2
Household income $121,208 the median, give or take $21,257 · Dearborn County: $84,735
Unemployment 3.3% Dearborn County, August 2026; 3.6% a year before
Homes 98% lived in by their owners; 2% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Hidden Valley is a community where nearly everyone owns the home they live in, and where household incomes run well above the county's. Poverty is rare here, and the typical home is worth a good deal. Residents are in midlife on average, and a fair number hold a four-year degree. Winters are cold, with snow on the ground at times, and summers turn warm; rain and melted snow fall steadily through the year.

Work. Many residents work in schools, hospitals and social care, with others in professional and business services, manufacturing, and restaurants, hotels and entertainment. Across Dearborn County, the largest workplaces include Indiana Gaming Company, a riverboat casino, and St. Elizabeth Dearborn, a general hospital. Unemployment in the county has eased a little over the past year, and the county has added jobs over the past year. The typical commute is a longish one, and some residents work from home.

Things to do. Perfect North Slopes, a ski area, is in or beside town, which suits the snowy months. A short drive away are the Whitewater River and Laughery Creek for time by the water, as well as the Creation Museum. For a longer outing, the Cincinnati Zoo and Botanical Garden is a longer drive away.

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  • 1,867households
  • 29%of adults have a degree
  • 2%below the poverty line
  • 30 mintypical commute
  • 13%work from home

What residents work in

  • Schools, hospitals and social care17%
  • Professional and business services17%
  • Manufacturing16%
  • Restaurants, hotels and entertainment14%
  • Building trades11%
  • Shops (retail)7%

Employed residents by industry, from the Census survey. Dearborn County had 14,998 jobs in 2025, 2.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 24°; warmest in July, 86° and 66° 20° 40° 60° 80° J 40° 24° F M A M J J 86° 66° A S O N D
Average daily high and low for each month: coldest in January, 40° and 24°; warmest in July, 86° and 66° 20° 40° 60° 80° J 40° 24° F M A M J J 86° 66° A S O N D

Coldest in January, with highs near 40° and lows near 24°; warmest in July, with highs near 86° and lows near 66°. About 11 inches of snow and 47 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cincinnati-fernbank weather station, 9 miles away (NOAA).

Largest workplaces in Dearborn County

  1. Indiana Gaming CompanyRiverboat casino650
  2. St Elizabeth DearbornGeneral hospital424FTE
  3. Proximo Distillers IndianaLiquors, distilling and blending419
  4. WalmartWarehouse clubs and supercenters361
  5. Greendale CatalentGene therapy preparations manufacturing334
  6. Incompass HealthcarePsychiatric hospital290FTE
  7. South Dearborn Community Sch Corp SchoolsSchool district269FTE
  8. Lawrenceburg Community School CorpSchool district252FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 32 workplaces with 20 or more staff, 3,908 people in all across the county; Hidden Valley has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. TornadoesRelatively high
  3. LightningRelatively high
  4. Cold wavesRelatively high
  5. LandslidesRelatively moderate
  6. Ice stormsRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hidden Valley’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Dearborn County and the Cincinnati, OH-KY-IN metro.

Hidden Valley home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Hidden Valley $369,238 Indiana $257,165 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Hidden Valley$369,238
  • Indiana$257,165
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Hidden Valley listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 30% 2024 2025 2026 Hidden Valley 27.73% United States 26.90%
15% 20% 25% 30% 2024 2025 2026
  • Hidden Valley27.73%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Hidden Valley 43
10 20 30 40 50 2018 2022 2026
  • Hidden Valley43

New listings per month

Sellers arriving at the market.

5 8 10 12 2026 Hidden Valley 10
5 8 10 12 2026
  • Hidden Valley10

Zip codes with a Hidden Valley address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hidden Valley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.