States · Missouri · Lafayette County

Higginsville, Missouri.

Typical home $226,077 (+5.9% in a year). Kansas City, MO-KS metro.

What it costs per month · Higginsville $1,187/mo

to buy the typical home at today's mortgage rate — +$724 (+157%) since Jan 2020.

What the home itself did
1 year
Up $12,589 +6%
$213,488$226,077 since Sep 2025
5 years
Up $65,612 +41%
$160,465$226,077 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Higginsville $1,187 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Higginsville$1,187
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Higginsville, MO rose 5.9% over the past year — faster than the nation's +1.2%.

Living in Higginsville, Lafayette County, Missouri

Higginsville is a city of 4,817 people in Lafayette County. Half its households earn more than $81,033 a year and half less, against $80,612 across Lafayette County; 7% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in Lafayette County was 3.7% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 4,817 in the 2020 census
Household income $81,033 the median, give or take $15,824 · Lafayette County: $80,612
Unemployment 3.7% Lafayette County, August 2026; 4.1% a year before
Homes 74% lived in by their owners; 26% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Higginsville is a small city in Lafayette County where most homes are lived in by their owners, and household incomes run a little above the county's. Fewer residents live below the poverty line than in many small towns, and a four-year degree is held by a minority of adults. Winters are cold, with January highs near freezing and some snow each year, while summers are warm and the year brings a fair amount of rain.

Work. Many residents work in schools, hospitals and social care, with manufacturing, shops, and transport and warehouse jobs also common. Among the largest workplaces in town are John Knox Village East & Meyer Care Center, Lafayette CO. C Schools and UPS. Most people have a short commute, and very few work from home. Unemployment across Lafayette County has eased a little over the past year, though the county has slightly fewer jobs than it did.

Things to do. A short drive away, I-70 Speedway is a race track, and Bear Creek and Garrison Creek are rivers where people can spend time outdoors. A longer drive brings you to Fort Orleans, a historic fort site, and to the Battle of Lexington State Historic Site, a museum that looks back on the Civil War.

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  • 1,986households
  • 30%of adults have a degree
  • 7%below the poverty line
  • 20 mintypical commute
  • 3%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Manufacturing13%
  • Shops (retail)12%
  • Transport, warehouses and utilities9%
  • Government9%
  • Building trades8%

Employed residents by industry, from the Census survey. Lafayette County had 8,754 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 36° and 18°; warmest in July, 87° and 68° 20° 40° 60° 80° J 36° 18° F M A M J J 87° 68° A S O N D
Average daily high and low for each month: coldest in January, 36° and 18°; warmest in July, 87° and 68° 20° 40° 60° 80° J 36° 18° F M A M J J 87° 68° A S O N D

Coldest in January, with highs near 36° and lows near 18°; warmest in July, with highs near 87° and lows near 68°. About 14 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Higginsville weather station, a mile away (NOAA).

Largest workplaces in Higginsville

  1. John Knox Village East & Meyer Care CenterNursing homes145
  2. Lafayette Co. C-1 SchoolsSchool district121FTE
  3. Lafayette County EnterprisesWorkshops for persons with disabilities75
  4. UPSCouriers and express delivery services49
  5. West Central Electric CooperativeDistribution of electric power42

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 311 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesVery high
  2. Strong windRelatively high
  3. TornadoesRelatively high
  4. Ice stormsRelatively moderate
  5. Heat wavesrelatively high in parts of HigginsvilleRelatively moderate
  6. Hailrelatively high in parts of HigginsvilleRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Higginsville’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lafayette County and the Kansas City, MO-KS metro.

Higginsville home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Higginsville $226,077 Missouri $265,387 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Higginsville$226,077
  • Missouri$265,387
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Higginsville listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

17.5% 20.0% 22.5% 25.0% 27.5% 2026 Higginsville 27.38% United States 26.36%
17.5% 20.0% 22.5% 25.0% 27.5% 2026
  • Higginsville27.38%
  • United States26.36%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 2018 2019 2020 2021 2022 2023 2024 2025 2026 Higginsville 21
10 20 30 2018 2022 2026
  • Higginsville21

New listings per month

Sellers arriving at the market.

6 7 8 9 2026 Higginsville 7
6 7 8 9 2026
  • Higginsville7

Zip codes with a Higginsville address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Higginsville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Higginsville