Hilham, Tennessee.
Typical home $239,161 (+4.0% in a year). Cookeville, TN metro.
to buy the typical home at today's mortgage rate — +$760 (+153%) since Jan 2020.
- 1 year
- Up $9,157 +4%
- $230,004$239,161 since Sep 2025
- 5 years
- Up $63,137 +36%
- $176,023$239,161 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hilham$1,255
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Hilham, TN rose 4.0% over the past year — faster than the nation's +1.2%.
Living in Hilham, Overton County, Tennessee
Hilham, in Overton County, had 338 people in the 2020 census. Half its households earn more than $75,938 a year and half less, against $48,959 across Overton County. 97% of its homes are lived in by their owners and 3% are rented. Unemployment in Overton County was 3.6% in August 2026, and the county had 1.6% more jobs in 2025 than the year before. The most people in Overton County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hilham is a very small community in Overton County, Tennessee, where nearly every home is lived in by its owners. Household incomes here run well above the county's, and typical home values sit in the middle range for a rural Upper Cumberland setting. Few adults hold a four-year degree. Winters are cold but short on snow, summers are hot, and rain falls steadily through the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Across Overton County, some of the largest workplaces are Overton County Schools, Livingston Regional Hospital and INOAC Exterior Systems. Unemployment across the county is a little higher than a year ago, though the county has added jobs over the past year.
Things to do. Standing Stone State Park is a protected area a short drive away, and Dale Hollow Reservoir, also a short drive off, is a good place for time on the water. Dale Hollow National Fish Hatchery is another short drive away and is a park as well. For a longer outing, Burgess Falls is a waterfall a longer drive away.
Report a mistake
- 8%of adults have a degree
What people in Overton County work in
Employed residents by industry, from the Census survey. Overton County had 5,760 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 46° and lows near 27°; warmest in July, with highs near 87° and lows near 66°. About 2 inches of snow and 53 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Livingston Radio Wliv weather station, 6 miles away (NOAA).
Largest workplaces in Overton County
- Overton County SchoolsSchool district464FTE
- Engineered Materials LivingstonGasket, packing, and sealing device manufacturing255
- INOAC Exterior SystemsPaint sticks, plastics, manufacturing225
- Livingston Regional HospitalGeneral hospital225FTE
- INOAC Exterior SystemsMotor vehicle moldings and extrusions, plastics, manufacturing192
- T&A - TennesseeVegetable farming, grown under cover105
- W & O Construction CompanyPumping station, water and sewage system, construction98
- Food LionGrocery stores85
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 1,538 people in all across the county; Hilham has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Strong windRelatively moderate
- Winter weatherRelatively moderate
- Cold wavesRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hilham’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Overton County and the Cookeville, TN metro.
Hilham home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hilham$239,161
- Tennessee$330,844
- United States$366,157
Sellers are cutting prices on about 1 in 3 Hilham listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Hilham36.92%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hilham20
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Hilham address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hilham — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.