38568
Hilham, Tennessee.
Hilham, Clay County, TN · Cookeville, TN metro · population 2,243
to buy the typical home at today's mortgage rate — +$756 (+148%) since Jan 2020.
- 1 year
- Up $9,883 +4%
- $231,653$241,535 since Sep 2025
- 5 years
- Up $62,295 +35%
- $179,240$241,535 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 38568$1,268
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 38568 rose 4.3% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Overton County, TN 53% · Clay County, TN 37% · Jackson County, TN 10%
Zillow also publishes an index for the city itself: Hilham, TN — measured over the city limits, which is a different area from this zip.
Typical home value — 38568
Mid-tier homes, smoothed and seasonally adjusted.
- 38568$241,535
- Cookeville$290,625
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 8.5 | 38551 | Celina | 4,477 | — | $201,419 |
| 9.3 | 38570 | Livingston | 10,255 | — | $233,203 |
| 9.7 | 38541 | Allons | 1,542 | — | $247,747 |
| 12.1 | 38562 | Gainesboro | 6,493 | — | $204,531 |
| 12.5 | 38575 | Moss | 865 | — | $211,974 |
| 14.0 | 38588 | Whitleyville | 1,025 | — | $217,394 |
| 14.4 | 38573 | Monroe | 2,097 | — | $267,760 |
| 14.6 | 38580 | Rickman | 1,609 | — | $302,864 |
| 15.0 | 38501 | Cookeville | 42,471 | $1,403 | $299,092 |
| 17.5 | 38506 | Cookeville | 30,100 | $1,827 | $337,331 |
| 17.7 | 38545 | Bloomington Springs | 1,575 | — | $246,027 |
| 17.7 | 38543 | Alpine | 336 | — | $220,933 |
| 19.5 | 38564 | Granville | 501 | — | $240,024 |
| 19.6 | 38549 | Byrdstown | 4,141 | — | $250,194 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.